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每个人的日常生活都有各种可能的意外风险。这些风险可能会影响一个人的生命、财产,甚至工作。通常,这些风险的破坏性是巨大的，能够影响这个世界上许多人的生活,它可能会使这些不幸的人敏感和无助。人们提出了一个问题，即我们该用什么样的方法帮助那些不幸的人呢?要回答这个问题,我们建议使用保险。保险的主要目的是在各方共同责任的基础上共同合作保护个体免受意外风险。

从经济学角度来看,保险帮助实业家和其他企业家避免了由于防范各种突发事件而冻结资金的必要性,这是由于他们可以偿还被称为溢价的固定的供款，并获得金融安全保险以抵御风险。保险也允许商业、工业和其他组织大规模地运营，否则会一直难以达到。巨大的保险基金也投资于政府债券以及工业板块的股票,最终对政府,地方当局和工业界提供金融支持。

Empirical Study On Financial Performance Economics Essay

Everybody is rendered to all types of unanticipated risks in the daily life. These risks may arise to ones life, property or even business enterprise. Often, these risks are so devastating and destroying that influence the lives of many individuals in the world, which it may leave these unlucky people susceptible and helpless. The question that rises, in what way can we help those unfortunate people? To answer this question, the recommendation would be through the application of Insurance. The main intention of insurance is to uphold, among the parties involved, shared responsibilities on the basis of mutual co-operation in protecting an individual against unpredicted risks.

In the point of economics perspective, insurance facilitate industrialists and other entrepreneurs to avoid the necessity of freezing capital to guard against various contingencies due to the reason they can reimburse a fixed contribution which is called premium and obtain financial security against the risks insured. Insurance has also permitted commercial, industrial and huge of other organizations to operate on a large scale which otherwise would have been unattainable. Enormous insurance funds are also invested in Government securities and industrial shares that ultimately offer financial support to the government, local authorities and industry.

The insurance sector has an important role in the economic development of a country, mainly by its role of intermediary and provider of financial services and by identifying the risk transfer of the society. (Oke, 2012)

CHAPTER 1

Background of Study

Insurance as a tool for risk management has been the topic of a large body of educational literature in the last twenty years. In Malaysia, the government delegated Bank Negara Malaysia with the regulatory and supervisory role over the insurance industries. Bank Negara Malaysia engages a vital responsibility as overseer in ensuring the security, trustworthiness, effectiveness and efficiency of payment systems infrastructure本论文由英语论文网提供整理，提供论文代写，英语论文代写，代写论文，代写英语论文，代写留学生论文，代写英文论文，留学生论文代写相关核心关键词搜索。