英语论文网

留学生硕士论文 英国论文 日语论文 澳洲论文 Turnitin剽窃检测 英语论文发表 留学中国 欧美文学特区 论文寄售中心 论文翻译中心 我要定制

Bussiness ManagementMBAstrategyHuman ResourceMarketingHospitalityE-commerceInternational Tradingproject managementmedia managementLogisticsFinanceAccountingadvertisingLawBusiness LawEducationEconomicsBusiness Reportbusiness planresearch proposal

英语论文题目英语教学英语论文商务英语英语论文格式商务英语翻译广告英语商务英语商务英语教学英语翻译论文英美文学英语语言学文化交流中西方文化差异英语论文范文英语论文开题报告初中英语教学英语论文文献综述英语论文参考文献

ResumeRecommendation LetterMotivation LetterPSapplication letterMBA essayBusiness Letteradmission letter Offer letter

澳大利亚论文英国论文加拿大论文芬兰论文瑞典论文澳洲论文新西兰论文法国论文香港论文挪威论文美国论文泰国论文马来西亚论文台湾论文新加坡论文荷兰论文南非论文西班牙论文爱尔兰论文

小学英语教学初中英语教学英语语法高中英语教学大学英语教学听力口语英语阅读英语词汇学英语素质教育英语教育毕业英语教学法

英语论文开题报告英语毕业论文写作指导英语论文写作笔记handbook英语论文提纲英语论文参考文献英语论文文献综述Research Proposal代写留学论文代写留学作业代写Essay论文英语摘要英语论文任务书英语论文格式专业名词turnitin抄袭检查

temcet听力雅思考试托福考试GMATGRE职称英语理工卫生职称英语综合职称英语职称英语

经贸英语论文题目旅游英语论文题目大学英语论文题目中学英语论文题目小学英语论文题目英语文学论文题目英语教学论文题目英语语言学论文题目委婉语论文题目商务英语论文题目最新英语论文题目英语翻译论文题目英语跨文化论文题目

日本文学日本语言学商务日语日本历史日本经济怎样写日语论文日语论文写作格式日语教学日本社会文化日语开题报告日语论文选题

职称英语理工完形填空历年试题模拟试题补全短文概括大意词汇指导阅读理解例题习题卫生职称英语词汇指导完形填空概括大意历年试题阅读理解补全短文模拟试题例题习题综合职称英语完形填空历年试题模拟试题例题习题词汇指导阅读理解补全短文概括大意

商务英语翻译论文广告英语商务英语商务英语教学

无忧论文网

联系方式

加拿大金融保险留学essay

论文作者:英语论文论文属性:短文 essay登出时间:2014-12-07编辑:yangcheng点击率:23185

论文字数:7622论文编号:org201412042311298650语种:英语 English地区:加拿大价格:免费论文

关键词:加拿大留学论文金融保险Insurance Financial过度风险

摘要:本文是一篇加拿大金融保险留学essay,存款保险制度在促进经济金融的稳定中发挥了非常重要的作用。在全球范围内大多数发展中国家有存款担保制度。

Deposit Insurance Financial
存款保险金融 

存款保险制度在促进经济金融的稳定中发挥了非常重要的作用。在全球范围内大多数发展中国家有存款担保制度。它是政府干预出面担任安全卫士,防止银行倒闭的一种形式。本系统还有助于在降低银行系统崩溃概率。安全网的安排,让消费者对自己的钱存入银行有信心,从而降低了银行挤兑。另一方面,存款保险制度不是设计用来导致银行危机,它会激励银行承担过度风险。 

银行挤兑是金融危机的类型,它发生在在大量存款和他们的钱被收回同时担心该银行可能破产的时候。此操作将导致严重的流动性问题,从而导致银行倒闭。金融行业在不同国家之间有它的相互连结的根,一个机构的失败可能会导致另一个的失败,并可能威胁到金融稳定。 

Deposit insurance plays a very important role in contributing to financial stability of the economy. Most developed countries around the globe have deposit guarantee system. It is a form of government intervention to safe guards the depositors during the bank failure. This system also contributes in reducing the systemic banking breakdowns. The safety net arrangement creates confidence to consumers on their money deposited with the banks thereby reducing the bank runs. On the other side when the deposit insurance system is not designed properly can give rise to bank crisis as it gives incentive to the banks to take excessive risks.

Bank run is type of financial crisis, it occurs when large number of depositors withdraw their money at the same time fearing the bank might become insolvent. This action will cause serious liquidity problem which leads to failure of Bank. The financial industries have its roots across different countries a failure of one institution may lead to the failure of another and can threaten the financial stability.

United Kingdom observed a major bank run after a century during the Northern Rock crisis in September 2007. Northern Rock was a Fifth largest mortgage lending bank in UK, relied heavily on the wholesale market for its funds, a world wide liquidity squeeze caused funding problem to the bank. Further, run on bank caused a serious liquidity problem to the solvent bank. From 14th to 17th September 2007 long queues of depositors were found outside the branches of Northern Rock. In theory with depositors being protected such a bank run should not have occurred.

The depositors in United Kingdom are protected by Financial Services Compensation Scheme (FSCS). It is an independent body it has been offering protection to depositors since 2001, it covers all the firms authorised by Financial Service Authority. The run on the bank was a test to the insurance arrangement in United Kingdom. I use the experience of Northern Rock crisis 论文英语论文网提供整理,提供论文代写英语论文代写代写论文代写英语论文代写留学生论文代写英文论文留学生论文代写相关核心关键词搜索。

共 1/17 页首页上一页1234567下一页尾页

英国英国 澳大利亚澳大利亚 美国美国 加拿大加拿大 新西兰新西兰 新加坡新加坡 香港香港 日本日本 韩国韩国 法国法国 德国德国 爱尔兰爱尔兰 瑞士瑞士 荷兰荷兰 俄罗斯俄罗斯 西班牙西班牙 马来西亚马来西亚 南非南非