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论文作者:www.51lunwen.org论文属性:作业 Assignment登出时间:2013-09-10编辑:yangcheng点击率:3793
论文字数:1316论文编号:org201309101238319546语种:英语 English地区:中国价格:免费论文
摘要:政府、社会各界和各类金融机构逐步开始意识到担保行业的发展潜力和重要作用,而担保市场如何规范化运作和担保机构监督管理也受到了政府与社会各界的极大重视。
我国担保行业和担保机构通过十几年的快速发展,取得了很大的进步,不仅在实力和数量规模上有了很大的提高,在从业人员的素质、提供业务范围、资产质量管理上方面也得到了一定的提升,在我国的国民经济体系中发挥着重要的作用。担保行业可以说是成为我国的一个充满活力的朝阳行业。
Of the security industry and guarantee agencies through ten years of rapid development , has made great progress, not only in the strength and number of scale has been greatly improved , the quality of employees , providing business scope, asset quality management aspects has also been some improvement in the country 's national economy plays an important role. Security industry can be said to be one of our vibrant sunrise industry .
根据2010年9月在广州召开的第十一届全国中小企业信用担保机构负责人联席会议提供的数据,截止2009年底,全国中小企业信用担保机构已达5547家,注册资金合计3389亿元;当年为37万家中小企业提供了10796亿元的融资担保,占全国中小企业贷款余额的7.5%;
According to September 2010 held in Guangzhou 11th National SME credit guarantee institutions responsible joint data provided by the end of 2009 , the National SME credit guarantee institutions reached 5547 , the total registered capital of 338.9 billion yuan ; year 37 million SMEs provide financing guarantees 1.0796 trillion yuan , accounting for 7.5% of SME loans ; credit guarantee institutions when the realization of income 180 million yuan, taxes 1.64 billion yuan , profits of 4.45 billion yuan ; 2009 in Bulgaria customers 275,000 , the balance of 728.9 billion yuan in insurance liability ; cumulative security companies 1,120,000 , guarantees the amount of 2.5 trillion yuan . Thus, the credit guarantee financing has become an important boost to help SMEs and channels on China's credit guarantee institutions provides an important guarantee . Guarantee institutions in our country to start financing guarantees meteoric rise , growing, and gradually formed a separate finance-related participants . Financial guarantee institution financing the enormous role in promoting and position in the financial sector by the government , social , commercial banking-related financial institutions attention. Commercial banks and other banking-related financial institutions and guarantee agencies are also beginning to expand , deepen and broaden the field of development . [ 4 ]