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Largest bank of Pakistan

巴基斯坦最大的银行分析report

这篇报告分析了巴基斯坦MCB的最大银行。MCB在巴基斯坦50多年前被建立起来。它拥有一个网状结构，超过1026个分支，750是自动的分支机构，300是巴基斯坦41个城市的MCB ATMS。MCB在MNET ATM交换机上拥有超过12个银行的网络结构。MCB的目的就是使花费合理化，重新组合后部和过程来提高生产力，提高顾客服务，增加效率和统治力。MCB是巴基斯坦的唯一一个银行，它引进了巴基斯坦的集中贸易服务的创新性理念，通过提供以外贸为中心的服务给分支部门，这样能够提高效率，专业知识和降低配送成本。MCB是那种可以在过去5年内第四次接受欧洲货币奖励的银行。自从2001年到2005年，MCB已经赢得了巴基斯坦的最好银行名誉，且在2000年成为巴基斯坦奖项中获得最好的国内银行这一殊荣。尽管MCB也在2004年和2005年在赢得亚洲货币奖励中表现突出。MCB私有化已经过了10年了。MCB核心商业是团体的，商业的，和顾客银行体系。在2005年MCB是巴基斯坦的唯一一个成为高质金融服务的更好的供应商的银行。

This report analysis's the largest bank of Pakistan MCB. MCB was founded over 50 years ago in Pakistan, it has got a network of over 1026 branches, 750 are automated branches and 300 MCB ATMS in 41 cities of Pakistan. MCB has a network of over 12 banks on the MNET ATM switch. The aim of MCB is to rationalize of expenses, realignment of back and processing to increase productivity, enhancement of customer services, increase efficiency and control. MCB is the only bank of Pakistan which introduced the innovative concept of centralizing Trade Services in Pakistan by providing centralized foreign trade services to its branches with view to improve efficiency, expertise and reduce delivery cost. MCB is the only bank who has been able to receive The Euro Money Award for the fourth time in the last 5 years. Since 2001 to 2005 MCB has won the best bank in Pakistan and in 2000 the best domestic bank in Pakistan awards. All though MCB also has distinction in winning The Asia money award in 2004 and 2005. It has been 10 years that MCB has been privatized. MCB core businesses are corporate, commercial and consumer banking. In year 2005 MCB was the only bank of Pakistan to become the preferred provider of quality financial services. Financial services in the country with profitability and responsibility. In the year 2005 MCB was the best employers in Pakistan to employee graduates.

According to the results, MCB witnessed resilient operating performance in the first quarter of 2009 with healthy growth in balance sheet and key profitability indicators. Total assets of the bank swelled to Rs 456b with an increase of 3pc over Rs 444b as at December 2008 and increased by 15pc over Rs. 397b in March 2008. Deposits showed an increase of Rs. 8b over December 2008 and closed at Rs 338b i.e. a growth of 2pc over Dec 2008.

In 2007, MCB reported a profit after tax of PKR16.4 billion (US$270 million) and generated a return on average equity of 38% and a net interest margin of 8.08%. The Bank's asset quality is strong with a gross NPL ratio of 4.7% and provision coverage of 100%.

At the end of year 2006 MCB Bank announced it Net Income Rs. 12,541M (US$ 206M) which was an increase of 36.1% over 2005. Net Interest Income was Rs. 21276M(US$ 349M)for the year 2006, which was a healthy increase of 42% over the same period last year, with the pre provision operating profit at Rs.20, 113M( US$ 330M), a 39% increase over last year.

However, the year 2007-08 has been very tough years for Pakistan's economy. It is due to different factors such as political and economic events took place within Pakistan. The above explained events such as disturbed political conditions, an unstable law and order situation; supply shocks; soaring oil, food and other commodity; prices; softening of external 本论文由英语论文网提供整理，提供论文代写，英语论文代写，代写论文，代写英语论文，代写留学生论文，代写英文论文，留学生论文代写相关核心关键词搜索。