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M-Pay [2]

论文作者:留学生论文论文属性:作业 Assignment登出时间:2010-04-26编辑:lixiaona点击率:7382

论文字数:3515论文编号:org201004261718253722语种:英语 English地区:美国价格:免费论文

关键词:M-Paywaymobile payment

ng cell phone's RFID recognition for identifies payment. When the users do the check-out, just let the cell phone touch the store's RFID reader, the RFID reader would send the user's identity code to M-Pay server for process this transaction.

- Integrate Cards
Users not only could use their cell phone as credit card, but also could use as any cards, such as MBTA Charlie Card, shop member card and gift card. Users could do check-out with their member card at the same time. If some store has shopping discount for the members, you can use your cell phone do check-out with the discount if you are a member of this store. Users could use cell phone or computer to manage these cards' information.

- Integrate Coupons
You could save their coupons in their accounts, just submit the coupon codes to the system, so you could do the check-out with coupon at the same time. You don't need to keep the paper coupons any more.

- Easier Online Money Transfer In Close Range
Two users can use their cell phone to money transfer, M-Pay would use the users' GeoLocation information for identify the transaction. The 2 users just use the Money Transfer Tool of M-Pay on their cell phone and stand or set closer, just click 2 buttons in the whole process. In traditional online money transfer, you have to input the other person's account number, but in M-Pay, you don't need to do that.

- Mobile Ticketing
You can save your ticket in your phone, movie ticket, concert ticket and trans ticket, you can use it keep any kind of ticket. You also can use your phone to buy ticket and save more than 1 ticket in your account at the same time.

- M-Pay Open Software Development Kit and E-Commerce
I developed a lot of programming functions for easily develop more applications for M-Pay payment platform. Third party developers and Merchants can use these  programming functions to develop more new applications or use for their business. For example, AMC theater could use M-Pay system for let their customers buy ticket easier and keep the ticket in their mobile phone.

- Check Expense Record
M-Pay system would record you every transaction. You can check you expenses record on your phone or computer any time.

- Countermand
If you lost your phone and worry about someone , you can use another cell phone or computer change your identity code, so your last identity code will be cancel.

Procedure:
The M-Pay based on a regular online payment system, but it is using RFID recognition for identify each check-out and ticket inspection. This system would have 3 main series: Immediate payment that use as swipe credit card for pay; Money Transfer, which could achieve money transfer between 2 users at close range; E-commerce, user can use this platform to do any extended commercial applications. The users’ information and the identity codes would store in a database.
I registered a web site on Internet, it use for public my program.the users could visit this site register a account and use the services. I was set up a database for save the users' information, the E-Commerce data and users' records. I created 7 tables in the database,
1. Cards_data : Save all of the cards' information, such as store member card.
2. Coupons_data : This table use for save the coupons' information.
3. Location_pool : It use for the close range money transfer.
4. Record_data : Save users' transaction records.
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