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3.3 “CreditRisk+” Model‧ ‧‧ ‧‧
3.3.1 General Introduction‧ ‧
3.3.2 Symbols Description‧ 
3.3.3 Default Frequency’s Probability Distribution‧ ‧‧
3.3.4 Default Loss Distribution‧ 
3.4 Research Targets Selection and Database‧ 
4 The Risk Analysis of Mortgage Loan of Private Housing‧ 
4.1 Quantitative Analysis of Credit Risk from Borrowers‧ ‧
4.1.1 Collection of Researching Targets‧ ‧‧
4.1.2 Calculation of Economic Capital and Allocation‧ ‧‧
4.1.3 Conclusion‧ ‧
4.2 Qualitative Analysis of Other Risk from Borrowers‧ ‧‧
4.3 Qualitative Analysis of Risk from Mortgage‧ ‧  ‧‧ ‧
4.3.1 Price Risk of the Mortgaged House‧ ‧‧

4.3.2 Disposal Risk of the Mortgaged House‧ ‧‧
4.3.3 Risk of the Loophole in the Transaction Contract‧ ‧‧ ‧
4.4 Qualitative Analysis of Risk from the Bank’s Operational Risk‧ ‧‧
4.4.1 Risk from System Shortage‧ ‧‧ ‧‧    
4.4.2 Risk from Operation Process‧ ‧‧ 
4.5 Qualitative Analysis on Liquidity Risk and Interest Rate Risk‧ ‧‧ ‧‧
4.5.1 Potential Liquidity Risk‧ ‧‧ 
4.5.2 Potential Interest Rate Risk‧
  4.6 Conclusions‧ 
5 Trend of Risks’ in Future for Private Housing Mortgage Loan‧ ‧
5.1 Analysis of Trend of Housing Price Risk in Jiujiang‧ 
5.1.1 Current Housing Price in Jiujiang‧ ‧
5.1.2 Analysis on Housing Price Trend‧ ‧‧
5.2 Analysis of Trend of Housing Loan Interest Rate Risk‧
5.2.1 Housing Loan Interest Rate Changes in Past Years‧ ‧
5.2.2 Analysis of Housing Loan Interest Rate Trend in Future‧ ‧
5.3 Analysis of Trend of the Asset Liquidity Risk‧ ‧‧ ‧‧ ‧‧ 
5.3.1 Current Liquidity Changes‧ ‧
5.3.2 Analysis of Trend of Liquidity‧ ‧‧
5.3.3 The Impacts of the Trend of the Liquidity Risk‧ 
6 Suggestions to Private Housing Mortgage Loan Risk Management‧ ‧‧
6.1 Suggestions on Prevention of Risk from Borrowers‧ ‧‧ ‧‧ ‧‧
6.1.1 Development of Credit Risk Models and Construction of Internal
Rating:based Approach‧ ‧‧ ‧‧
6.1.2 Setting up Penal Sum System‧ ‧‧ 
6.2 Suggestions on Prevention of Risk from Mortgages‧ ‧‧ ‧
6.2.1 Implementation of Mortgaging Legal Formalities‧ ‧‧
6.2.2 Risk Transfer in a Suitable Way‧ ‧‧ 
6.2.3 Risk Screening on Housing Development Projects‧ ‧
6.2.4 Constant Monitoring of the Mortgage Loan‧ ‧‧ ‧‧ ‧‧ 
6.3 Suggestions on Prevention of Operational Risk‧  
6.3.1 Dynamic Management after Issue of the Loan‧ ‧‧
6.3.2 Setting up Post Responsibility System‧ ‧‧ 
6.4 Suggestions on Prevention of Liquidity and Interest本论文由英语论文网提供整理，提供论文代写，英语论文代写，代写论文，代写英语论文，代写留学生论文，代写英文论文，留学生论文代写相关核心关键词搜索。