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你应该结合PDS（参考）阅读与MLC导航仪的退休计划的参考指南，其中包含关于服务的额外信息。PDS可参考你的进一步信息和/或有关服务的具体条款和条件的特定部分的参考指南。我们建议您阅读这两个文件后再决定投资服务。参考指南的信息被包含在PDS内。Purpose of the Product Disclosure StatementThe MLC Navigator Retirement Plan (the ‘Service’), offers aSuperannuation Service and a Pension Service (comprising anAccount-based Pension).This Product Disclosure Statement (‘PDS’) describes theimportant features of the Service and will help you to:(a) decide whether the Service will meet your needs, and(b) compare the Service with other products you maybe considering.You should obtain and read the latest copy of this PDSbefore you make a decision to invest. The latest version isavailable free of charge from our website mlc.https://www.51lunwen.org/liuxuezuoyedx/ com.au or bycalling us on 1300 428 482. This offer is only open to peoplereceiving this PDS within Australia.Structure of the ServiceThe MLC Master Plan (‘Master Plan’) is made up of two divisions:the MLC Superannuation Fund ABN 40 022 701 955 and theMLC Pooled Superannuation Trust ABN 89 787 168 280.The MLC Superannuation Fund is a regulated superannuationfund that is made up of separate sub plans. The Service is asub plan of the MLC Superannuation Fund. When you investin the Service, you become a member of the Master Plan.The assets of the Service are invested entirely into the MLCPooled Superannuation Trust (‘PST’). The PST then investsfunds into the underlying investment products to correspondwith those selected by investors, and holds those investmentson behalf of the Service.The Master Plan and each of its divisions are governed by a TrustDeed dated 24 September 1990 as amended (‘Trust Deed’).Trustee and IssuerNULIS Nominees (Australia) Limited ABN 80 008 515 633(‘NULIS’), Australian Financial Services Licence Number(‘AFSL’) 236465, is the trustee of the Service and the issuerof this PDS and of interests in the Service. It is also thetrustee of the PST. In this PDS References to ‘Trustee’, ‘we’,‘our’ and ‘us’ refer to NULIS.Contact Details:NULIS Nominees (Australia) LimitedGPO Box 2567Melbourne Victoria 3001AdministratorNavigator Australia Limited ABN 45 006 302 987(‘Navigator’) AFSL 236466 is the administrator of theService. In this PDS references to ‘Administrator’ and‘Client Services’ refer to Navigator.Contact details:Navigator Australia LimitedGPO Box 2567Melbourne Victoria 3001Telephone: 1300 428 482Facsimile: (03) 9869 1595Email.auMonday to Friday 8:00am to 6:00pmMelbourne timeMLC LimitedMLC Limited ABN 90 000 000 402, AFSL 230694 is theunderwriter and issuer of the Protectionfirst insuranceproducts described in this PDS. As a member of the Service,your insurance policy will be issued by MLC Limited to theTrustee and may only be enforced by the Trustee.National Australia Bank GroupThe Administrator, the Trustee and MLC Limited are part ofthe National Australia Bank group (‘NAB Group’).DisclaimerNone of National Australia Bank Limited ABN 12 004 044937 AFSL 230686 (‘NAB’), the Trustee, the Administrator,their related bodies corporate nor their respective officersguarantees or accepts liability in respect of any investmentavailable through the Service. The information in this PDSis general information only and does not take into accountthe investment objectives, financial situation or needs of anyparticular person. Before making an investment decision,you should carefully read this PDS, which describes the mainfeatures of the Service and talk to your financial adviser.Your adviser should also give you a current PDS for eachinve本论文由英语论文网提供整理，提供论文代写，英语论文代写，代写论文，代写英语论文，代写留学生论文，代写英文论文，留学生论文代写相关核心关键词搜索。