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RISK PROFILE(N/A for insurance product advice)In how many years do you plan to use your investment/superannuation funds?(a) Parking (Less than a year)(b) Short Term (1-2 years)(c) Medium Term (2-5 years)(d) Long term (5-7 years)Inflation erodes the value of your savings. Growth investing can counter the eroding effect oninflation but also expose you to the risk of short -term losses.(a) Inflation may erode my savings but I have no tolerance for loss(b) I am conscious of the risk inflation presents, but would prefer a middle ground that limits losses(c) I am comfortable with this trade off to beat inflationHow familiar are you with investment markets?https://www.51lunwen.org/liuxuezuoyedx/ (a) Very little understanding or interest(b) Not very familiar(c) Have enough experience to understand the importance of diversification(d) Understand that markets fluctuate and that different market sectors offer different income, growthand taxation characteristicsWhat is the most aggressive investment you have made or likely to make?(a) Cash management trust(b) Own home(c) Investment property(d) Managed funds(e) Shares, technology fund, smaller companies fundWhat would your reaction be, if six months after placing your investment you discover that, inline with what is happening in the financial markets generally, your portfolio has decreased invalue by 20%?(a) Horror, security of your capital is critical and you did not intend to take risks(b) You would cut your losses and transfer your funds into more secure investment sectors(c) You would be concerned, but would wait to see if the investments improve(d) This was a calculated risk and you would leave the investments in place, expecting future growthIncome Requirements:(a) Maximum possible income is required(b) Substantial income is required with some capital growth(c) Income is required however capital growth is equally important(d) A small amount of income is required but mainly capital growth(e) The focus should be on capital growth with income reinvested

The information set out in this form accurately represents my/our objectives, financial situation and orparticular needs.I/we are not aware of any other information which may be relevant to the preparation of my/ourStatement of Advice.I/we understand that a financial product recommendation will be based solely on the information suppliedin this form within a period of thirty (30) days. Should I/we not proceed with implementation of theStatement of Advice I/we understand that it will be necessary to review the information which has beensupplied.I/we acknowledge that if the information provided is inaccurate or incomplete, I/we should consider theappropriateness of the recommendations in the Statement of Advice, having regard to my/our personalcircumstances.I/we accept the risk profile recommended by the adviser on page 8 or I/we acknowledge that we haverequested a different risk profile from what was recommended.I/we acknowledge the common defaults for the attitudes to risk products on page 12.

Clients have advised that they are concerned about the low rental return on their investmentproperty but are reasonably happy with the capital growth, especially that it has maintained itsvalue in the recent sharemarket slide. They would be happy to sell the investment property ifthere was a better way to invest for their retirement.Clients are not happy with their superannuation and have had no advice on the investments intheir super.Louise’s mother has 本论文由英语论文网提供整理，提供论文代写，英语论文代写，代写论文，代写英语论文，代写留学生论文，代写英文论文，留学生论文代写相关核心关键词搜索。