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论文作者:www.51lunwen.org论文属性:硕士毕业论文 dissertation登出时间:2015-05-05编辑:felicia点击率:33339
论文字数:15068论文编号:org201505042320179635语种:英语 English地区:英国价格:免费论文
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摘要:本文简要阐述了储蓄和信贷的重要性和重要作用,为大家展示了曼彻斯特大学留学论文的写作方法和技巧。
Rutherford (1999) wrote that funding these large sums of money is the main management problem. The only reliable and sustainable way is to build them from savings. Saving- making a choice not to consume- is thus the fundamental and unavoidable first step in money management, without which financial services cannot operate. The poor themselves recognize the need to build savings into lump sums and contrary to the popular belief, the poor want to save and try to save, and all poor people except those who are entirely outside the cash economy can save something, no matter how small, When poor people do not save, it is for luck of opportunity rather for lack of understanding or of will.
Most of the saccos have succeeded in mobilization of savings from members. Inspite of this, still they have a huge backlog in terms of loans advanced to members (Sacco star, 2005). Furthermore, most of the saccos pay little dividends/interests on deposits or none at all, in-spite of trading with the deposits/savings. It was therefore the intention of the researcher to seek to establish the determinants of saccos capabilities to improve its members' well being.
1.3 OBJECTIVES OF THE STUDY
Main Objective
The main purpose of this study was to investigate and refine our understanding of the major factors that determine the performance of saccos to enable them maximize their members wealth.
Specific objective
Specifically, the study sought:
To find out the extend to which the nature of business/ check off system affects performance of SACCOs
To establish the relationship between management practices and performance of SACCOs
To examine the level of Education and training of general members, committee members & staff and their effects on performance of SACCOs
To determine if long term investment affects performance of SACCOs
1.4 RESEARCH QUESTIONS
To what extend does the nature of business/ check off system affect performance of SACCOs?
Do management practices affect performance of SACCOs?
Is education and training of general members, committee members & staff a factor that affects the performance of SACCOs?
Does long term investment affect the performance of SACCOs?
1.5 SIGNIFICANCE OF THE STUDY
This study is aimed at developing an understanding on major factors determining the accessibility to funds to process and dispense all loan requisitions in time by saccos in Kenya. It is seeking to examine and underscore the salient principles that have a bearing in the success in similar or related areas of focus, a本论文由英语论文网提供整理,提供论文代写,英语论文代写,代写论文,代写英语论文,代写留学生论文,代写英文论文,留学生论文代写相关核心关键词搜索。