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论文作者:英语论文论文属性:作业 Assignment登出时间:2014-08-29编辑:yangcheng点击率:12642
论文字数:3298论文编号:org201408272212298570语种:英语 English地区:美国价格:免费论文
关键词:影响力Essay自助组织留学生作业Self Help Groups
摘要:本文是研究组织中的自助组织的运行效率的一篇留学生作业,这种新型的小组方式通过自我管理和发展的过程来合并低成本的金融服务使用权,它是一个在美国被广泛接受的管理模型。
All these data given in the table shows an impressive growth in southern region followed by eastern, central and others.
The SHG Bank Linkage Model has made considerable progress since its inception in the early 1990s and agency wise outstanding number of credit linked SHGs and amount of loans with Banks is presented in Table3 given below.
Table III: Bank Loans Outstanding under SHG-Bank Linkage Programme
Source: Status of Microfinance in India 2009-10
Banks have financed 15.87 lakh SHGs, including repeat loan to the existing SHGs, with bank loans of Rs. 14,453 crores during 2009-10. Out of the total loans disbursed during 2009-10, SHGs financed under SGSY accounted for 2.67 lakh (16.9%) with bank loan of Rs. 2198.00 crore (15.2%). As on March 2010, the average loan amounts outstanding per SHG and per member were Rs. 57795 and Rs. 4128 respectively. The estimated number of households covered under the Self Help Group (SHG)-Bank Linkage Programme was 9.7 crores up to 31 March 2010.
Current Position of SHG-Bank Linkage Programme
Though there are different models for purveying micro finance, the Self-Help Group Bank Linkage Programme has emerged as the major programme in the country. It is being implemented by commercial banks, regional rural banks (RRBs), and cooperative banks. In 2009-10, 1.59 million new SHGs were credit-linked with banks, and bank loan of 14,453 crore (including repeat loan) was disbursed to these SHGs. Further, about 6.95 million SHGs maintained savings accounts with banks at the end of March 2010. On an average, the amount of savings per SHG was 8,915 as compared to the amount of credit outstanding of 57,795 in 2009-10. While there was a continued increase in the amount of credit outstanding per SHG, there was a fluctuating trend in the amount of saving per SHG in the recent years.
According to the Status of Micro Finance in India 2009-2010 released by National Bank for Agriculture and Rural Development (NABARD) there are 69,53,000 SHGs in the country savings linked with banks and 48,51,000 SHGs having loan outstanding as on 31 March 2010. The estimated number of households covered under this model i本论文由英语论文网提供整理,提供论文代写,英语论文代写,代写论文,代写英语论文,代写留学生论文,代写英文论文,留学生论文代写相关核心关键词搜索。