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themselves on their system of banking secrecy and numbered accounts. Over the years, they had successfully withstood every challenge to this system by their own government who, in turn, ha d been frequently urged by foreign governments to reveal information about the financial affairs to certain account holders. The result of this policy of secrecy was that a kind of mystique had grown up around Swiss banking. There was a widely-held belief that Switzerland was irresistible to wealthy foreigners, mainly because of its numbered accounts and bankers' reluctance to ask awkward questions of depositors. Contributing to the mystique was the view, carefully propagated by the banks themselves, that if this secrecy was ever given up, foreigners would fall over themselves in the rush to withdraw money, and the Swiss banking system would virtually collapse overnight.
　　To many, therefore, it came like a bolt out of the blue, when, in 1977, the Swiss banks announced they had signed a pact with the Swiss National Bank (the Central Bank). The aim of the agreement was to prevent to improper use of the country's bank secrecy laws, and its effect was to curb severely the system of secrecy.
　　The rules which the banks had agreed to observe made the opening of numbered accounts subject to much closer scrutiny than before. The banks would be required, if necessary, to identify the origin of foreign funds going into numbered and other accounts. The idea was to stop such accounts being used for dubious purposes. Also they agreed not to accept funds resulting from tax evasion or from crime.
　　The pact represented essentially a tightening up of banking rules. Although the banks agreed to end relations with clients whose identities were unclear or who were performing improper acts, they were still not obliged to inform on a client to anyone, including the Swiss government. To some extent, therefore, the princ iple of secrecy had been maintained.
　　74. Swiss banks took pride in___.
　　A. the number of their accounts
　　B. withholding client information
　　C. being mysterious to the outsiders
　　D. attracting wealthy foreign clients 
　　75. According to the passage, the widely-held belief that Switzerland w as irresistible to wealthy foreigners was ___ by banks themselves.
　　A. denied B. criticized C. reviewed D. defended 
　　76. In the last paragraph, the writer thinks that___.
　　A. complete changes had been introduced into Swiss banks
　　B. Swiss banks could no longer keep client information
　　C. changes in the bank policies had been somewhat superficial
　　D. more changes need to be considered and made
TEXT D
　　Coketown was a town of red brick, or of brick that would have been red if the smoke and the ashes had allowed it; but as matters stood it was a town of unnatural red and black like the painted face of a savage. It was a town of machinery an d tall chimneys, out of which smoke trailed themselves for ever and ever. It had a black canal in it, and a river that ran purple with ill-smelling dye, and vas t piles of buildings full of windows where there was a rattling and a trembling all day long, and where the piston of the steam-engine worked monotonously up an d down like the head of an elephant in a state of madness. The town contained several large streets all very like one another, and many small streets still more like one another, inhabited by people equally like one another. <