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Source: MHUPA Technical Group Report on Urban Housing 2012-17

Kumari Selja (Sep, 2012) while unveiling the Urban Housing Shortage figures of All India and State level have said that to reduce this gap in demand and supply of housing, Centre State/ULBs and the real state sector should work in tandem and built a low cost affordable housing.

The report further recognizes that eliminating housing shortage during the period of the Twelfth Five Year Plan, over and above maintaining the current rate of construction, will be a challenging task, even with full involvement and cooperation of private sector and builder’s lobby. It is, therefore, proposed to meet this challenge through alternate and complementary strategies

Housing to be made a part of infrastructure sector or declared to be an industry, so that it is possible to incentivize the construction activities to deliver an appropriate mix of dwelling units to meet the needs of the people in housing poverty.

Bring in the vacant houses into the housing market through taxation and incentive policies as10% of houses i.e. 11.09 million out of 110.14 million (Telegraph, Kolkata, Sep 2012) are lying vacant in the country and are owned by MIG and HIG according to Amitabh Kundu for purely investment basis.

Households that have the problem of congestion must be enabled to create extra space or build extra rooms through support from public agencies

Shifting the households living in houses built before 80 years to new units.

Government Policies To Address Housing For Urban Poor:-

At the national level, the Ministry of Urban Development and Ministry of Housing and Urban Poverty Alleviation (MHUPA) are the institutional bodies which are responsible for formulating policies, sponsoring and supporting programmes, coordinating activities of central and state government with other nodal authorities.

Ministry of Housing and Urban Poverty Alleviation (MHUPA) focuses on housing to urban poor and poverty alleviation. It is the nodal ministry to monitor:

Economically Weaker Sections

Low Income Group (LIG) housing

Environment Improvement of Urban Slums (EIUS)

The various policies are discussed as under:

National Urban Housing & Habitat Policy (NUHHP), 2007:-

NUHHP focuses on ‘Affordable Housing for all’ and recommends the following

Mission to achieve ‘Affordable Urban Housing’ with special emphasis on vulnerable sections of the society such as urban poor.

10-15% of land in every new public/ private project to be reserved for EWS/LIG.

Encouraging cost effective technology and building materials.

Development of innovative financial instruments like Mortgage Backed Securitization market (RBMS) and secondary market.

Promotion of public-private partnership.

Micro finance institutions to be promoted at state level to expedite flow of finances to urban poor.

Private Sector to be permitted land assembly within the purview of master plans.

Action plan for urban slum dwellers.

Jawaharlal Nehru National Urban Renewal Mission (JNNURM):-

JNNURM was launched in December 2005 with an aim to enable access of basic