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浅谈新型农村养老保险问题 [3]

论文作者:www.51lunwen.org论文属性:硕士毕业论文 thesis登出时间:2013-08-28编辑:yangcheng点击率:7794

论文字数:1377论文编号:org201308272139245983语种:英语 English地区:中国价格:免费论文

关键词:养老保险保险金投资社会养老

摘要:在建立农村社会养老保险制度条件尚不具备问题方面,林永生认为,由于以集体所有制为内核的农村土地制度以及与之相关联的农业生产方式并没有发生实质性的变化,所以决定了农村以土地经营为基础的家庭保障主导模式也没有发生根本改变。

rowing, continue to strengthen the awareness of farmers' rights protection, farmers insurance awareness is also growing; Third, the developed areas of rural, urban and suburban rural underdeveloped areas relatively high level of economic development some of the villages, the establishment of rural social endowment insurance system are basic conditions; Fourth, the establishment of rural social endowment insurance system is cracked "Three Rural Issues" strategic needs.


In the establishment of rural social endowment insurance system conditions are not met issues, Lin Yongsheng believes that due to the collective ownership of rural land system kernel and associated agricultural production has not materially changed, so I decided to rural land management based home security led model has not fundamentally changed. In addition, China's rural social endowment insurance system construction process, the traditional "filial piety" cultural and family values will bring huge "block cost." This informal system inertia, delaying the objective of rural social endowment insurance system building process. Therefore, the rural social endowment insurance conditions are not met.


Finally, on the pattern of rural social endowment insurance explore not mature enough, mainly rural social endowment insurance in running some problems. Since 1998, most of the rural social endowment insurance work has seen a decline in the number of insured, funds and other difficulties running more difficult in some areas of rural social endowment insurance work even to a standstill. Although rural social endowment insurance no successful experience can refer to, but there are some more representative of the pattern. Zhu Junsheng, Ge, vines and other studies Daxing District of Beijing rural social endowment insurance system, talked about the Daxing District of rural social endowment insurance system mode. Daxing District, rural social endowment insurance system program created personal accounts and reserve transfers metallurgically bonded system new model. The model has two characteristics: First, increased government subsidies and support efforts to improve the government subsidies, collective benefits, the combination of individual contributions payment incentives and reserve adjustment fund system. Second, the implementation of rural social endowment insurance "GSP" and established the government's guidance mechanism. Daxing district government come up with 15 million yuan each year, the region's rural social pension insurance coverage to 24.6 million people and the establishment of reserves for premium subsidy adjustment funds, so that government subsidies are implemented. However, the pattern for those Daxing District government strength, relatively developed economy, the relatively small gap between urban and rural areas.

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