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new agricultural insurance personal account funds still in accordance with the management and operation of the "old farmer's insurance" fund management model , the implementation of county-level management, lack of innovation, and increasing the value of the fund is difficult . It is understood that the implementation of farmer Paul , I received social security payments are generally in the bank , because of low interest rates coupled with the rise in the price level , basically annual depreciation , which makes the promotion of farmers' pension system greatly reduced. Some counties and districts of rural endowment insurance agencies because no new long-term business , in order to maintain the operation , they began to use pension funds to invest. Some places even happened a district spent more than 50 million fund to invest in agricultural insurance quarry thing. And some districts and counties are still high interest credit commitments under the agricultural insurance fund violation from the county dump commercial banks credit unions , resulting in agricultural insurance funds were illegally diverted or advancing cause doubtful and so on.
Effective management of social security funds and increasing the value of the problem has long failed to achieve a breakthrough. For a country voluntarily insured property new agricultural insurance , the Fund's security management, efficient operation , increase the value should be insured rural residents whether to select key constraints. New farmer's insurance fund management should reflect government policy support , reflecting the effective supervision of the Fund and security operations. If the fund management performance after allowing farmers to see the reality of insured benefits , no doubt to make the system design is inherently attractive , allowing more farmers to participate in the new agricultural insurance . Otherwise it is difficult to attract long-term insured farmers .

Contemporary social and economic development that institutional innovation and institutional arrangements to rely on legislation to identify and consolidate . Social Security from Western countries , " family self protection " and " charity " to the modern sense of the social security, is time for governments to use legal means to impose results. At present , China's rural social pension insurance legal system obviously lagging behind, and there are some flaws , not only by the National People's Congress enacted the corresponding basic law, but has been worked out in the rural social endowment insurance policies and regulations are also generally there is a lack of legal responsibility of the phenomenon.
I propose the amendment "Social Insurance Law" at the same time , consider the "new agricultural insurance " legislation , with the rigidity of the law to ensure that government fiscal investment does not shrink and gradually increase , the government's responsibility to support and implement , through legislation and improve fund monitoring and auditing system to ensure that the new agricultural insurance fund and increase the value and prevent the loss or misuse of funds , to ensure the "new farmer's insurance" liquidity efficient , adequate , thereby protecting the interests of the peasants . Farmers should be included in the pension system GSP " new agricultural insurance ," the legislative provisions in order本论文由英语论文网提供整理，提供论文代写，英语论文代写，代写论文，代写英语论文，代写留学生论文，代写英文论文，留学生论文代写相关核心关键词搜索。