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新农保方案中规定关于保障标准的讨论 [4]

论文作者:www.51lunwen.org论文属性:作业 Assignment登出时间:2013-09-03编辑:yangcheng点击率:10027

论文字数:1103论文编号:org201309022121364661语种:英语 English地区:中国价格:免费论文

关键词:养老保险保险金投资社会养老

摘要:新农保个人账户养老金计发办法的月计发标准以个人账户积累额除以139个月。也就是农村居民从60岁开始领取养老金,在将近72岁时,前期积累的个人账户资金全部领取完毕。在受领人还健在的情况下,今后每年的养老金由政府支出,并维持其基本的养老金水平。

artments on the basis of the county , township and village staff in a timely manner the specific business training , continue to the good working methods and experience to everyone , so that we are familiar with and master the business as soon as possible in order to staff at all levels to improve the professional quality and ability to work .


State farmers new agricultural insurance pilot areas to receive the total amount of pension Cash Consumption Expenditure of rural residents was low , which has a fait accompli. But sub- region, the eastern region replacement rate is generally low, central and western regions generally higher replacement rate , such as Guizhou Province the country's highest , 100 per annum rate of pay grades substitute 46.86% , the annual fee of $ 500 grade alternative was 76.16% . Thus, the country's new agricultural insurance should distinguish between categories subdivision advance payment with the appropriate government subsidy reform and adjustment. For the eastern region , the local government financial and economic living conditions allowed , you can carry out government subsidies and increase individual contributions dual mechanism , which will total new agricultural insurance pension replacement rates increased moderately good. For the less developed western regions , because of the low level of living expenses , if the replacement rate at a reasonable fee range, you can not do any adjustment to reduce local fiscal income of the farmers lack of funds and the pressure caused by low levels of . At present, " the country's new farmer's insurance" in terms of individual contributions and government subsidies , there are some relevant provisions of the policy mechanisms complement each other but this is not very clear , I suggest that " the country's new farmer's insurance ," while the pilot , while exploring their policies and improve the mechanism , a clear policy options to improve the rate of substitution . China's new agricultural insurance system should be based on price levels and living standards improve , and adjust the basic pension , the local financial subsidies and costs of individual contributions to the simultaneous development . Central and local fiscal revenue , and according to the actuarial result, in the case of conditions , increase financial subsidies, and gradually increase the pension replacement rate of rural residents .


New agricultural insurance individual account pension calculated and paid monthly total fat standard by dividing the amount accumulated in individual accounts 139 months. Where rural residents age pension from 60 , for nearly 72 years old, early accumulation of personal accounts all funds received completed. Recipient still alive in the case of future annual pension expenditure by the government , and maintain their basic pension level . According to actuarial , China's rural residents average life expectancy at age 72 was 11.86 years old. That personal accounts for nearly 72 years of age to receive full funding completed , the Government must assume after the age of 72 years to pay pension expenses. This is not a small expenditure , will constitute a larger implicit fiscal pressures. Recommend timely adjustment pension is calculated number of months. With the increase in life of rural residents , the total number of months the pension should be timely adjusted ; taking into account the life expectancy of the论文英语论文网提供整理,提供论文代写英语论文代写代写论文代写英语论文代写留学生论文代写英文论文留学生论文代写相关核心关键词搜索。

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