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Overall planning laws, regulations and rules -makers in the legislative process focus . In view of the business risk due to the current legal regulation only three : " Banking Supervision Law ", " Commercial Bank Law" and " People's Bank of China Law" , administrative regulations and rarely led to regulatory disharmony within the main reason for the legal system from bank regulatory authorities to develop a series of regulations and regulatory documents . Bank regulatory authorities to solve this problem , one should strive to planning needs to develop normative documents, formed between the regulatory authorities to discuss planning mechanisms ; hand, we should abandon the discovery "issue " on the up " a law " approach . This practice not only for law enforcement by regulators inconvenient, consciously abide by the law for the commercial banks is not easy , but also may cause a mismatch between the relevant regulations and mutual contradiction between . This is currently in China on the prevalence of risk regulatory legislation , requires a focus on. To complete the development of banking supervision legislation and planning regulations , requiring makers vision, grasp the trend of the domestic financial system and trends , and international institutions in developed advanced international laws and regulations of the specific content is also clear in the chest .

风险贯穿，随着商业银行退出市场准入的全过程。因此，银行的法律制度和监管实践中的风险，必须注重利用金融机构在整个过程中的风险评估，风险控制和风险处置，并根据不断变化的经济环境，寻找风险业务区域的概率最高和链接，受到更多的关注。

Risk runs through and along with commercial banks to withdraw from the market access of the whole process . Therefore, the risk in the bank 's legal system and regulatory practice , must focus on the use of financial institutions in the whole process of risk assessment, risk control and risk on disposal and in accordance with the changing economic environment , looking at risk business areas with the highest probability and links , and be more attention . Accurate risk assessment and early warning banks are the focus of risk regulation , it must accelerate the construction of our country's risk assessment and early warning systems for banking institutions for accurate risk assessment system , and then identify which banks should first be examined , and which banks should focus on checking to make may quickly find the problem , and select effective measures as soon as possible , so that a preventive measure , the problem is nipped in the bud. Which , in particular, to raise the level of interest rate risk regulator . According to the New Basel Capital Accord of the interest rate risk guidelines , "If the regulatory authorities that the capital held by banks and their interest rate risk does not match , you can require banks to reduce interest rate risk , or to hold an additional specific capital , or a combination of these two measures . " banking book interest rate risk is the potential risk of China's commercial banks focus on the future, China's banking regulatory agencies to further strengthen the supervision and management of interest rate risk .

内部控制是一个自我监管的金融机构，商业银行的行为，检查自己的企业内部控制机制，内部监督的一种方式，根据审慎的商业银行，以保证安全和有效的管理是非常必要和重要的有效防范经营风险的途径之一。商业银行有健全的内部控制机制，监管有效监管的前提下，还要监管部门的要素之一。根据巴塞尔新“核心原则”的要求，银行本论文由英语论文网提供整理，提供论文代写，英语论文代写，代写论文，代写英语论文，代写留学生论文，代写英文论文，留学生论文代写相关核心关键词搜索。