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009 which also increased the volumes for sales bringing some relief to the money market, thereby pumping the flow of cash for trade market and the shares business, which helped the markets to confront their stability and market hold.

After analyzing the above facts and figures the conclusion would be that recession had a very huge impact in the money market, which influenced the whole industry of mortgages, with decline in the house prices affecting the most of the UK economy which is mostly dependent on the mortgage business.

The most affected group of people who were impacted by this, were the ones' most likely who are unemployed, single living, aged people, divorced, or young people who left their homes to settle down early in their lives.

4. PREDICTION:预测：

As per the current trend there is a slight rise in the housing prices index and market is slowing gaining the momentum of getting into the process of selling and buying the houses, but as a precautionary the banks, building societies, and the financial institutions are very cautious in the lending process, where most of them are seeking to have maximum deposits for any houses which are being sold. In the near future within three years time it can be predicted that the market would rise with the increase in the house prices, but there would be very less households which would go for residential properties and would opt for commercial buy-to-let properties thereby the borrower will not suffer in most of the cases of missing their monthly instalments and there is less probability of any borrower defaulting on any mortgage payments or any other credit facilities given by the banks and other financial institutions.

This would be the right move for any new home buyers or investors to apply for mortgages as the price of houses would deem to rise in the near future and making most of the profits for the capital invested. As the UK economy is mostly dependent on the mortgage business it would be the right option for people from different global locations to invest in the properties to reap the benefits, but keeping in mind the activities in the money market and the shares business which are interdependent and could create rise or fall in the business trend.
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