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留学生论文写作范文:客户价值管理

论文作者:www.51lunwen.org论文属性:硕士毕业论文 dissertation登出时间:2017-03-09编辑:cinq点击率:25849

论文字数:8000论文编号:org201703091435226502语种:英语 English地区:英国价格:免费论文

关键词:留学生论文代写毕业论文客户价值管理

摘要:本文是留学生毕业论文范文,主要内容是研究客户价值方面的相关内容,以及针对客户价值管理的具体方法和作用。

Executive Summary What is this report about? 摘要 本报告是关于什么的?
This report aims to identify the importance and long term benefits from adopting a customer value management (CVM) strategy for a life Insurance company (“insurer”) in Singapore. It highlights the reasons why insurers need to adopt a CVM strategy and showcases the various means by which the strategies facilitate customer satisfaction which in turn results in profitability for the insurer. By following a well planned CVM Framework, an insurer will be able to analyze customer data, calculate profitability per customer, identify key customer drivers, and segment customers, thus targeting the right customer with the right product at the right time using the right channel of distribution.

The report will benefit an insurer already based in Singapore as it highlights best practices and case studies of existing players in Asia and what they are doing to acquire and retain new customers in this region. The insurer can also focus on the key drivers and specific needs of the insurance customer in Singapore and position itself accordingly.

Along with the CVM Framework, the analysis and recommendations from our research will benefit a life insurer in determining whether or not it is aptly positioned to penetrate the life insurance industry in Singapore and to a large extent the Asia Pacific market.

Research Methodology
For the purpose of this report we performed both primary and secondary research which assisted us in refining our objectives as described in Figure 1:

Customer Value Management (CVM) Framework
Based on our secondary research we described the process flow for a CVM framework for a life insurance company. The successful implementation of a CVM based strategy involved understanding and performing the following key processes:

Best Practices of CVM in the Life Insurance Industry
Highlights of the best practices followed by insurers, brokers and advisors in the Asia Pacific region are depicted.

Introduction What is CVM? 简介 什么是CVM
In industries where products, Marketing promotions and channels are transitory, organizations are increasingly recognizing the importance of customer relationships. Today customer relationships play a very important role in increasing the profits of any organization. There are reports which suggest that customer retention of 5% may increase the profits of a company by 25% or more[1].

An organization experiences increase in profits primarily when the customer makes more purchases thereby offsetting the acquisition cost. Efficient customers over a period of time tend to be more cost effective to service as they are well versed to dealing with the organization.

Loyal customers are a source of value for an organization but are scarce in nature and managers must maximize customer value and formulate strategies to successfully measure and align it with the organization's goals. As we evolve from product centric to customer centric marketing, a set of best practices are emerging to measure and increase the lifetime of the customer. These practices are defined as Customer Value Management[2].

CVM in the Life Insurance Industry
The life insurance industry, long considered a pillar of stability, is now facing major challenges stemming from various internal and external factors:

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