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论文作者:英语论文论文属性:作业 Assignment登出时间:2014-08-29编辑:yangcheng点击率:12569
论文字数:3298论文编号:org201408272212298570语种:英语 English地区:美国价格:免费论文
关键词:影响力Essay自助组织留学生作业Self Help Groups
摘要:本文是研究组织中的自助组织的运行效率的一篇留学生作业,这种新型的小组方式通过自我管理和发展的过程来合并低成本的金融服务使用权,它是一个在美国被广泛接受的管理模型。
自助组织的影响力
自助小组是一个由10 – 20名成员组成的,可能会也可能不会被注册代表金融中介的组织。但金融中介不是这个组织唯一的主要目标。自助小组的动机是通过自我管理和发展的过程来合并低成本的金融服务使用权。非政府组织或政府机构通常组成并且支持这些自助小组。这些团体的成员节省一定的资金用于贷款。尽管分支网络有着相当大的扩张,但是仍有很大份额的印度人口保持继续在正式银行体系之外。由于普遍的的农村银行分支网络,SHG-Bank连锁项目非常适合印度的环境。尽管为了达到金融包容的目标尝试了各种各样的选择方式,SHG-Bank连锁计划仍然被认为是最成功的,在印度最有前途的和最被广泛接受的模型。自助银行集团连锁计划——一个由NABARD开发的试点项目,被认为是世界上最大的和最成功的一个被广泛接受的模型。
Impact Of Self Help Groups Economics Essay
Self-Help Groups means a group of 10-20 members which may or may not be registered representing financial intermediation, but the financial intermediation is not the only primary objective of the groups. The motive is to combine the access to low-cost financial services with a process of self management and development. NGOs or Government agencies usually form and support these SHGs. The members of these groups save the amount which is used for loans. Inspite of considerable expansion in the branch network, a large share of India’s population continuous to remain outside the formal banking system. Due to widespread rural bank branch network, the SHG-Bank Linkage Programme is very suitable to the Indian context. Although various alternative ways are being experimented in order to meet the objectives of financial inclusion. The SHG-Bank Linkage Programme is considered a most successful, promising and widely accepted model in India. Self Help Group Bank Linkage Programme- a pilot project started by NABARD is widely accepted model as one of the largest and successful one in the world. The present study is analytical and based upon secondary data which has been collected from different published reports, journals and existing available literature. The objective of this study is to evaluate the progress and impact of self help group bank linkage programme.
Key Words: Growth, Models, Self-Help Group, SHG-Bank Linkage Programme.
Introduction
The Self-Help Group (SHG) movement originated in Bangladesh under the Leadership of Noble Laureate Mohamed Yunus. It is a noble mission- an innovative concept that has its roots in Bangladesh and has touched every part of the globe. In order to achieve the mission of reaching those families who did not access to credit by any formal financial institution and, therefore, were dependent on informal sources and moneylenders, the National Bank for Agriculture and Rural Development (NABARD) introduced the “SHG - Bank Linkage Programme” as a pilot project in 1992. Thereafter, RBI had advised commercial banks to participate actively in this programme. Subsequently, this programme was further extended to all Regional Rural Banks (RRBs) and cooperative banks. SHGs through the network of commercial banks, RRBs cooperative banks, NABARD and NGOs has been largely supply driven as well as a recent approach in the provisio本论文由英语论文网提供整理,提供论文代写,英语论文代写,代写论文,代写英语论文,代写留学生论文,代写英文论文,留学生论文代写相关核心关键词搜索。