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that e-business have improved a lot. E-business has revolutionized the conventional means of doing businesses. It has also opened new doors for those who want to experiment and invest into a new business. It saves time and cost of conventional transaction of business. It minimizes inconvenience and reduces the risk of carrying cash. Although few developing countries are still using the conventional modes of business yet many organizations have switched to internet business. Organizations are using internet technological tools for doing their business. Many businesses are making it a competitive edge in order to earn more profit and many businesses have been successful in this regard. It is not easy to implement e-business because of financial resources and lacks of IT know how. Developing countries have many financial problems and there are very few customers who can transact online. There are only few online businesses which are making profit. IT is shrinking the borders and expanding the business. So besides opportunities there are many threats which lead to internet business.

E Payments: Problems and Prospects

The online businesses and internet is growing rapidly due to which the electronic mode of payment is increasing speedily. Now there are many technological supports for electronic payment. Electronic payment reduces the cost of exchanging goods and services. But there are also some threats of electronic payments. Since the data is available online so others can easily access it. Hacking has become very common these days. On the other hand there are some other kinds of frauds and embezzlement. Since there is no human interaction in electronic payment so the chances of frauds are higher. It takes time to get familiar with new IT systems. So it is difficult for lay men without training to handle it. The other problem is to expand the telecommunication services because online business involves at least on phone line and the facility of internet. So the online user should be very vigilant before using it. Whenever an updating to increase security levels is available, it should be imMediately availed. Highly confidential information should not be revealed to anyone except the owner. Customers should always take expert opinion of those who have already experienced the process. Trainings, seminars and workshops should be attended to become computer literate and internet literate. Customers should also comply with terms and conditions issued. Incase of any theft the customer should notify the issuer as soon as possible and protect identity codes from public's view. They should also update personal information once in every two months.

Adoption and Use of Internet Banking in Zimbabwe

Usage of Internet and internet based technologies are becoming widely accepted all around the globe but this ratio is still not satisfactory or not up to the mark in some countries of the world.

This study was done to find out the level of adoption and the degree of challenges faced by commercial banks in Zimbabwe by adopting internet banking. The results at the end of the research were not healthy enough in case of customer usage of internet banking although a large number of banks in Zimbabwe are providing this latest 本论文由英语论文网提供整理，提供论文代写，英语论文代写，代写论文，代写英语论文，代写留学生论文，代写英文论文，留学生论文代写相关核心关键词搜索。