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r CD．If you have some money that you don’t need to use for a long time，this is a good way to make your money grow．
You Can buy a cd at a bank．You agree not to use the money for a certain period of time That period might be from six months to five years．You Can’t touch your money during that time If you do，you must pay a penalty，or fee
36 Your money will earn more money if you put it.
A in your room．
B in a piggy bank
C in your pocket．
D in a savings account
37 A bank pays you interest for
A wasting your money．
B losing your money．
C using your money．
D decreasing your money
38 Among other things．a bank statement tells you
A the amount of money you have in the bank
B the current rates of interest．
C the current rates of exchange．
D the best way to save your money
39 If you draw your money before it is due．you will have to
A pay interest to the bank．
B close your account
C open a new account．
D pay a penalty or fee
40 The word “touch’’ in paragraph 7 could be best replaced by
A “deposit”
B “lend”．
C “use”．
D “cash”．
第三篇 Almost Human?
Scientists are racing to build the world’s first thinking robot .This is not science fiction：some say they will have made it by the year 2020.Carol Packer repots．
Machines that walk，speak and feel are no longer science fiction．Kismet is the name of an android(机器人)which scientists have built at the Massachusetts Institute of Technology(MIT)．Kismet is different from the tradition。al robot because it can show human emotions．Its eyes．ears and lips move to show when it feels happy．sad or bored．Kismet is one of the first of a new generation of androids—robots that 100k like human beings—which can imitate human feelings．Cog，another android invented by the MIT, imitates the action of a mother Howere,scientists admit that so far Cog has the mental ability of a two．year．old．
The optimists(乐观主义者)say that by the year 2020 we will have created humanoids(机器人)with brains similar to those of an adult human being．These robots will be designed to look like people to make them more attractive and easier to sell to the public．What kind of jobs will they do? In the future robots like Robonaut ，a humanoid invented by NASA，will be doing dangerous jobs，like repairing space stations They will also be doing more and more of the household work for US．In Japan，scientists are designing androids that will entertain US by dancing and playing the piano．
Some people worry about what the future holds：will robots become monsters(怪物)?Will people themselves become increasingly like robots? Experts predict that more and more people will be wearing micro-computers，connected to the Internet，in the future．People will have micro-chips in various parts of their body，which will connect them to a wide variety of gadgets (小装置)．Perhaps we should not exaggerate(夸大)the importance of technology，but one wonders whether , in years to come，we will still be falling in love，and whether we will still feel pain．Who knows?
41 Kismet is different from traditional robots because
A it thinks for itself．
B it is not 1ike science fiction．
C it Can 100k after two-year—olds．
D it seems to have human feelings
42 What makes Cog special?
A It looks 1ike a mother．
B It behaves 1ike a child．
C It can imitate血e behavior of a mother
D It has a huge brain
43 In aboutl5 years’ time from now , robots
A will become