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论如何在农村经济基础上建立三方投入的筹资结构

论文作者:www.51lunwen.org论文属性:学术文章 Scholarship Essay登出时间:2013-08-30编辑:yangcheng点击率:3933

论文字数:1311论文编号:org201308292037585401语种:英语 English地区:中国价格:免费论文

关键词:农村经济乡村经济建设乡村经济改革

摘要:地方新农保制度模式差异大,做法各异,要转换成国家新农保制度既要考虑模式之间的转换带来的转型成本,又要保障参保农村居民的利益不受损害。特别对于刚建立地方新农保的地区,不利于当地制度的稳定。更重要的是,部分地方新农保模式先进,做法科学,更有利于城乡制度的衔接和转化,如果统一转化成国家新农保模式,是否合适还值得商榷。

New farmer's insurance fund by the individual contributions and collective benefits , government subsidies constituted .

新农保基金由个人缴费、集体补助、政府补贴构成。

 

1. 个人缴费

(1) individual contributions .

参加新农保的农村居民应当按规定缴纳养老保险费。缴费标准目前设为每年100元、200元、300元、400元、500元5个档次,地方可以根据实际情况增设缴费档次。参保人自主选择档次缴费,多缴多得。国家依据农村居民人均纯收入增长等情况适时调整缴费档次。

Participate in the new agricultural insurance for rural residents should be required to pay pension premiums. Payment standard is currently set to $ 100 per year , 200 yuan , 300 yuan , 400 yuan , 500 yuan five grades, according to the actual situation where additional pay grades . The insured person to choose grade pay, pay more , too. Countries based on per capita net income of rural residents increased and so adjust pay grades .

 

2.集体补助。

(2) collective allowance .

有条件的村集体应当对参保人缴费给予补助,补助标准由村民委员会召开村民会议民主确定。鼓励其他经济组织、社会公益组织、个人为参保人缴费提供资助。

Conditional village collective pay the insured person shall be given a subsidy standards committee convened by the villagers, the villagers meeting democratic OK. Encourage other economic organizations , social welfare organizations, individuals pay for the insured person to provide funding.

 

3.政府补贴

(3) government subsidy.

政府对符合领取条件的参保人全额支付新农保基础养老金,其中中央财政对中西部地区按中央确定的基础养老金标准给予全额补助,对东部地区给予50%的补助。地方政府应当对参保人缴费给予补贴,补贴标准不低于每人每年30元;对选择较高档次标准缴费的,可给予适当鼓励,具体标准和办法由省(区、市)人民政府确定。

Government meet the conditions of the insured person to receive the full support Fuxin Nong basic pension insurance , in which the central government on the central and western regions by the central authorities were given the full basic pension benefits, the eastern region to give 50 % subsidy . Local governments should pay for the insured person to give a subsidy standard of not less than 30 yuan per person per year ; criteria for selecting a higher grade pay, may be given appropriate incentives , specific standards and methods provinces ( autonomous regions and municipalities ) People's Government to determine . Severe disabilities in rural and other disadvantaged groups to pay the local government paying part or all of its minimum standards for pension insurance .


Only one farmer insurance personal accounts , personal accounts in accordance with the total accumulated total fat pension fund . The new farmer's insurance from the basic pension and individual account pension of two parts , of which the basic pension is guaranteed by the state Finance all pay for. At present, the central government 's basic pension of 55 yuan, which is based on the current capacity of the central government and the agricultural insurance basic principles determined . Individual account pension for the individual account divided by the total accumulated amount of 139 ( which is based on the current population over the age of 60 the average survival period calculated empirical coefficient ) . Currently urban basic old-age insurance personal accounts pension is also in such a way . Urban and rural two methods consistent beneficial flow of migrant workers in employment between urban and rural pension equity conversion convergence, reduce system friction .
New farmer's insurance fund is a majority of farmers insured retirement money , we must make to ensure safety in the forefront . "To carry out the n论文英语论文网提供整理,提供论文代写英语论文代写代写论文代写英语论文代写留学生论文代写英文论文留学生论文代写相关核心关键词搜索。

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