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Abstract
On the base of summary existing literatures about commercial bank profitability, the researcher will explore how to evaluate commercial bank profitability and how to inspect the determinants. The writer starts from the bank-specific determinants that affect china commercial 代写留学生论文bank’s profitability and apply the multiple regression statistical analysis method to the empirical model. Furthermore, explored the main source of bank gain profits and extract five variables, which include credit risk, liquidity risk, capital adequacy, operating efficiency and bank size, to empirical analysis the determinants of commercial banks profitability. The financial data are all collect from banks’ balance sheet and income statement which last five years from 2003 to 2007. Finally, make some discussion and recommendations for improving china commercial bank profitability.

Acknowledgements
Firstly, I would like to show my appreciation to my supervisor Khine Kyaw, who always patient helps me to solve all the troubles and problems which I meet in my research. Moreover, she set a workshop to teach us how to use the data collect tool—Datastream. Secondly, I would like to thank my personal tutor &financial methods lecturer John Pointon. He gave us some constructive suggestion about our dissertation proposal. Thirdly, I would like to thank financial methods tutor Ahmed
El-masry due to he always patient teach us how to use statistical analysis software in the seminar time. Finally, I would like to thank ABF302 lecturer Rumbi Mukono. She told us the entire requirement which need to include in our project.
Section1: Introduction
In recent years, China commercial banks’ innovation and development has been caused intense controversy and strong attention by all sectors of the community. Hence, enhance the competitiveness of China commercial banks have become the most pressing and crucial issue. After reform and opening-up more than twenty years, the strength of banks has enormous improve. But compared with some large banks of the world’s developed countries and regions, it still exist a large gap and the integrated strength is relatively weaker. Profitability is a core element in commercial bank comprehensive competitiveness. Essentially, “Competitive power” is control ability which keeps commercial banks’ sustaining development. It expressed by profitability, development ability and risk control ability. However, profitability is the paramount interests of banks. With a sound profitability is better able to withstand risks, therefore boost the sustaining development of commercial banks. It not only the shareholders return demands, but also the demand to fit for the unpredictable economic environments. China commercial banks should transform their operating pattern from external enlarge to intensive pattern, which is a more efficient one.
8.4 Improve macroeconomic environment
a. Relevant institution should improve the ability to predict the inflation, in order to offer effective guarantee to china commercial banks.
b. Improve &perfect financial policies, strengthen commercial banks’ https://www.51lunwen.org/StudentPapers.htmlsupervise and operating system, finally reach the effect of cleanse commercial banks’ operating environment.