英语论文网

res to recover , or through legal means to take rapid action to recover the security and other measures . As for the willingness to pay , but there is no ability to pay companies to see whether the debtor temporary liquidity problems emerged , or because of their financial situation has even reached a serious crisis due to insolvency . If the debtor's financial situation was a serious crisis of inability to pay , over time , is likely to change as the willful default of such arrears must from the outset to take strong measures to recover the debt security or the corresponding measures can not be cut because of the sensibilities and let slip receivables opportunity.

In summary, the accounts receivable risk is everywhere , to strengthen the accounting and management of accounts receivable , related to the company 's cash flow , affecting the survival of enterprises. Therefore, enterprises should take it as a long-term, systematic task, so implement the measures , sought to trade at a reasonable level, the debt to a minimum.

Corporate Credit Risk Management is a professional, highly technical and comprehensive work by a specific department or organization to complete, whereas previously played by the finance department 's primary role of credit management can not meet the needs of enterprise credit management improvement , Therefore, enterprises should set up an independent credit management department , equipped with professional credit management, credit management functions to ensure implementation. Credit management department generally led by the Chief Financial Officer , the sales department and finance department of the bridge, the basic functions of the credit management department including the establishment of customer credit files , manage customer credit , credit risk analysis , the scientific development of the client 's credit limit , the Executive debtors paragraph supervision .

Business-to- own customers should collect their information , investigation and analysis of their credit status . For old customers , to establish a sound credit files, to develop a comprehensive history of credit history. For new customer's credit management should include : conduct credit checks , credit assessment and develop a reasonable credit policy change . If companies do not pay attention to credit investigation will be blind credit, will exponentially increase the company's financial risks . And some companies to operate under the guise of the implementation of fraud, the reason is often successful sales companies do not pay attention precisely because of credit investigation , credulous each year. Therefore, enterprises in the provision of credit to customers , you must strictly investigate analyze customer credit status and approval by the internal authorization is provided to control the corporate credit risk. In addition, provide credit to customers , companies should keep abreast of changes in their credit status . If the counterparty credit deterioration , poor operating conditions , enterprises should promptly adjust business strategy , in order to avoid economic losses.

本文出自英语论文网：www.51lunwen.org/fm/