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lysis and calculations, design a variety of financing options and to compare various options . Different projects , the demand for financing different projects financing the real estate business and is not in full accordance with the existing capital structure the proportion of the various funds to proceed. In a variety of programs specified under the premise of the development of enterprises according to different times and in different conditions to select the best financing.

Endogenous financing real estate development enterprises mainly rely on own funds of financing , such financing in addition to its own funds , but also including accounts receivable, notes, etc. , outstanding real estate assets of these enterprises through financial institutions or discounted company quickly realized , increase its own funds . This internal financing costs and less risk.

Lower proportion of its own funds in real estate development companies, is more difficult to obtain large loans from the financial institutions , according to different durations and project timing differences , and operators of joint development, alliances , co-ordination , increase Built in marketing, stable cash flow, control operating risks , it was easier to obtain loans .

Relative to bank loans, real estate trust schemes of financing , real estate companies can reduce overall financing costs, financial costs savings and greater flexibility in duration , is conducive to the real estate company's continued development, improve the company's asset-liability ratio is not the case , you can optimize the corporate structure . Trust and investment companies to use its capital, real estate financing business through strong involvement of the real estate industry , not only to solve some of the real estate project development problem of insufficient funds , but also clever way of doing business with bridge financing to maximize protection against its own risk.

Many foreign banks , including Deutsche Bank, Citibank , etc., the use of domestic banks tightening real estate investment opportunities , and actively participate in China's real estate industry. As long as the real estate business itself has a certain strength and credibility , but also optimistic about the prospects for the project , efforts to attract foreign banks' lending is entirely possible.

It is understood that in the real estate financing guarantee company plays an erection financing channels, to enhance the role of corporate credit . Guarantee the company's business has always been attached to the banking policy above , the loan is also the ultimate decision-making power rests in the hands of banks . Guarantee the company's involvement in large banks and real estate developers to solve the problem of asymmetric information between . Many real estate development enterprises in the part of the land premium paid after facing the problem of shortage of funds , at this time, it is possible to provide security company commissioned real estate loans. This approach allows enterprises entrusted with idle funds entrusted loans provided by banks to developers , both for developers seeking funds also provided a guarantee to achieve a win-win results.

National, local and sectoral promulgated a series of laws and regulations. But the system was incomplete, shall not specific . Overall, serious lag in real estate and economic development . D