英语论文网

on of its spot in an already cutthroat setting which is the effect of consumer banking. Due to growing economy of the country and betterment in the level of household income in Pakistan have formed many more opportunities for consumer banking. But at the same time it has also some drawbacks in their regulation and also difficulties for borrowers and lenders in the current system. In this research statement the present, past and future of the consumer banking industry will be analyzed.

Problem Statement

The problem statement of my research is,

'Need and Scope of Consumer Banking in Peshawar'

I will only focus on this very factor and its effect on the lenders, borrowers and economic growth.

Objectives of the study

In this study, it will try to take out the problems in the present structure of consumer banking from both borrowers and lenders point of observation and also will try to find out the opportunities in consumer banking in the coming future.

Hurdles/problems faced in the existing system of consumer banking.

Consumer banking function in country economic growth.

Exploring opportunities in the field of consumer banking in future.

Local and foreign banks assessment/comparison by their services.

Scope of work

The region under attention is needs and scope of consumer banking especially in the area of Peshawar. As consumer banking segment is a fast growing sector of both local and internationals banks in Pakistan but facing issues like, problems in consumer banking system. For that reason some of the banks for the time being stop consumer financing. Beside this some other banks have not yet provided full consumer banking.

What are the opportunities in consumer banking and its result on economic growth of the country will be analyzed. But due to the time restraint and lack of experience with research study their many be some area remain uncovered.

Assumptions

For this research, I am taking some assumptions.

In consumer banking industry, equally borrowers and lenders are confronting problems.

Huge interest, incorrect policies, lack of learning, etc are the factors for the turn down of industry.

Consumer banking has a bundle of potential to rise in Pakistan.

Research methodology

The population for my research consists of both genders of diverse ages who are working in banks and also from the customers 0f the bank that has an account in any of the bank of Peshawar region. In total sixty-five samples, researcher will be taking from customers out of hundred forms and thirty-five from the banks employees.

There will be different survey forms for both bank employees and customers through whom researcher can be able to identify troubles for both lenders and borrowers and their solutions in the area of consumer banking. In this research the researcher will target both local and foreign banks working in Peshawar. Along with survey forms researcher will also take interviews from managers of different banks.

All these survey forms and interviews will be from the employees working in banks and customers of the banks in Peshawar region because in this research the researcher targeted only the Peshawa