摘要:这是一篇留学生银行方面的论文essay,主要研究的是银行各部门的主要职能,对于银行来说,消费金融是十分重要的一个部分,在建立经济结构上,它起着中坚力量的作用。
fend its capital and enhance itself with higher profits on loans than government's concern regarding boosting economic development. Lending by credit cards, public/individual loans, automobile loans, loans designed for durables and housing finance comes out the main products of consumer finance. They formed domestic insist and lending policy by the banking sector in quite delicate ways. Consumer finance has also brought social transform through huge circular of money and easiness of income constraints for borrowing mainly among those medium class people. That was excited to become main part of rising economy and benefit from economic growth. The genuine beneficiaries of consumer finance are those people/citizens who did not have capability to purchase luxurious household items in a solo go but could pay for them due to consumer finance; the profit-making banks due to consumer finance have been earning huge interest and high returns on their investment and the economy that got momentum for growth.[7]
References:
Khalid, S. (2008, July 28). 'Consumer financing expands at high rate'. The News.
Babar, S. Z., Iqbal, J., and Afzal, R. (2007-8). 'Perspectives on Consumer Finance in Pakistan', Financial stability report, pp 87-88.
Malik, L.F., Rizwan, M., and Ali, A. (2006). 'Consumer sector', Banking system review, pp 24-25.
Thomas, L.C., Oliver, R.W., and Hand, D. J. (2005). 'A Survey of the Issues in Consumer Credit Modelling Research', The journal of the operational research society, Vol. 56, No. 9, pp1006-1008.
Ahmad, S. I. (2005). 'Consumer banking in Pakistan',
Marketing association of Pakistan.
Shahid, A. B. (2003, March 10). 'Consumer finance: what are its chances of success?'
Sharif, M. (2008). 'Trends in consumer finance and implications for macro-economic indicators', business and finance review.
Khalid, S. (2008, July 28). 'Consumer financing expands at high rate'. The News.
Babar, S. Z., Iqbal, J., and Afzal, R. (2007-8). 'Perspectives on Consumer Finance in Pakistan', Financial stability report, pp 87-88.
Malik, L.F., Rizwan, M., and Ali, A. (2006). 'Consumer sector', Banking system review, pp 24-25.
Thomas, L.C., Oliver, R.W., and Hand, D. J. (2005). 'A Survey of the Issues in Consumer Credit Modelling Research', The journal of the operational research society, Vol. 56, No. 9, pp1006-1008.
Ahmad, S. I. (2005). 'Consumer banking in Pakistan', Marketing association of Pakistan
Shahid, A. B. (2003, March 10). 'Consumer finance: what are its chances of success?'.
Sharif, M. (2008). 'Trends in consumer finance and implications for macro-economic indicators', business and finance review.
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