摘要:挪威金融监管局通过一些颇具特色的制度安排,成功地实现了银行业监管效率的提升。虽然我国与挪威的国情和金融监管体制存在着差异,但挪威金融监管局在监管实践中所采取的一些卓有成效的具体措施还是值得我们借鉴和学习的。本文结合挪威银行业监管中的成功经验,对我国的银行业监管提出一些政策建议。
of financial supervision bureau Norway task, it includes supervision and be supervised object abide by the relevant laws, regulations and guidance, through the site supervision and field inspection to the implementation of the business supervision, through the international cooperation to monitoring macroeconomic situation and influence of a major change in the financial sector.
Set up rules-supervision. Regulatory rules set to economic activity and financial market to provide an appropriate regulatory environment, make supervision between the object is competitive, and to be profitable. It includes not only make supervision system, including draft laws and regulations, to participate in the legislative committee's legislative activities. In addition, the Norwegian financial supervision bureau are also involved in the development of international standards.
-the administrative licensing. According to law, including for regulatory within the scope of the business license, offered for examination and approval. At the same time, to provide Suggestions of applicants, and the relevant laws and regulations for interpretation.
-information and communication. Norway financial oversight board attached great importance to and regulatory object, trade unions and government and media good communication, information and communication the purpose is to make financial supervision bureau of Norway service more open and transparent, enjoy the service understand relevant laws and Norway financial supervision bureau as a the role of the regulators.
Norway financial supervision bureau of five official members and two alternate members of the leadership of the board. A formal member of the board of directors and alternate members are appointed by the ministry of finance, the term of four years. Responsible for daily management by the director-general, director appointed by the ministry of finance. Norway financial supervision bureau of three JianGuanBu, a administration at various levels and of auxiliary units. Each according to functions and technology of the different under the place and families. Cross department team are also increasingly common, in order to cope with the different supervision areas and increasingly close contact.
Second, Norway bank supervision of several characteristics
Norway in continental Europe countries as early as the established mixes industry the management and supervised the financial systems. In such a financial system, banking faces management environment far score industry the management mode is more complex, this is also the banking regulatory put forward higher request. Norway financial supervision bureau first appeared as the integration of the European financial regulators, since the establishment of the banking regulation has been as supervised the most important. After 20 years of regulatory practice, financial supervision bureau has summed up a set of both with the domestic banking development characteristics, and making full use of their own regulatory resources regulatory model, some of them quite have the characteristics of the system arrangement to improve the efficiency of banking regulation plays an important role.
In Norway special financial economy, financial supervision bureau regulatory scope has actually beyond traditional in the sense of the financial sector, and become a wide range of financial affairs relates to financial regulatory agencies. In particular, financial supervision bu
本论文由英语论文网提供整理,提供论文代写,英语论文代写,代写论文,代写英语论文,代写留学生论文,代写英文论文,留学生论文代写相关核心关键词搜索。