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论文作者:www.51lunwen.org论文属性:报告 Report登出时间:2015-07-10编辑:felicia点击率:23175
论文字数:10025论文编号:org201505262344323986语种:英语 English地区:英国价格:免费论文
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摘要:这是一篇有关马其顿国家银行实习经历report,详细阐述了作者自马其顿银行实习收获。
Credit transactions are also liberalized, in and abroad the country, so that the funds can move loosely, but for that, the National Bank needs to be informed.
Residents may use foreign currencies obtained from transactions made with a foreigner to clear any debt he has, or also use them in the currency market to exchange them into the national currency. In order to pay with a foreign currency abroad, a resident may “buy” these currencies in exchange offices. Other residents, such as physical persons, can also exchange their money for other purposes, not only for business. As for the opening of an account abroad, residents need to be authorized by the National Bank itself.
It is possible for any non-resident to open a denar or foreign currency account, and to use it whenever he/she wants to, with no objection. But there is a limitation on the amount of payments a month, this limit is 10.000 Euros.
But, in case of disorder of the balance of payments or the financial system, the National Bank can prevent the circumstances to worsen by application of some restrictions.
PAYEMENTS SYSTEMS IN MACEDONIA
General Features of the Payment System
The payment system represents a sum of instruments, procedures and infrastructure for money transfer. It is of great importance for all economic agents since it enables fast and efficient payments in the national economy.
The payment system of the Republic of Macedonia can be presented schematically as:
The central bank, which runs the accounts of the deposit money institutions – the banks, is at the top of the payment system. In the payment system, the central bank has the following functions: operational, development and function of monitoring of the other payment systems in the country.
The banks, which run the accounts of other legal entities and natural persons, consist the following level. Running of the accounts is decentralized – which means, each bank runs only the accounts of its clients. In order to execute and perform prompt settlement of the large value payments and urgent interbank payments, the system of the central bank is used. For netting the small value payments, a specialized institution – the Clearing House for small value payments is used, while the results of the netting are later settled in the system of the Central Bank.
Start of the New Payment System
On July 30, 2001, the functional implementation of one of the most complex reforms in the Republic of Macedonia, the Reform in the Payments System, commenced. This Reform is managed by a Steering Committee comprised of experts from the National Bank of the Republic of Macedonia, the Ministry of Finance, the banks, the Payment Operations Bureau and eminent professors from the Faculty of Economics in Skopje.
This start represents a beginning of a new payment system designed accordin本论文由英语论文网提供整理,提供论文代写,英语论文代写,代写论文,代写英语论文,代写留学生论文,代写英文论文,留学生论文代写相关核心关键词搜索。