摘要:本文分析的是巴基斯坦的MCB银行,这是一个十分庞大的体系性的银行,MCB银行是一个以12.5%的市场份额占据巴基斯坦第一位的银行。它也正是在巴基斯坦创新型的消费银行业务的先驱。
where every entry wins Double Benefits. Yes, every participant gets an exclusive Diners Travel Bag. In addition to that, all entrants are entitled to participate in a Lucky Draw where you win a free return ticket to the shopper's paradise - Dubai. Or you could end up sitting in your TV lounge in front of a brand new AIWA TV /VCR treating yourself to pure entertainment.
4.REMIT EXPRESS
Remit Express is the fastest way of getting your money across to Pakistan.
SPECIALIZED ACCOUNTANTS
At MCB, you can open an account that fits your requirements.
1. MCB RUPEE MAXIMIZER ACCOUNT:
MCB Rupee Maximizer Account provides you an opportunity to convert your
With the recent changes in the economic scenario MCB launched the Rupee Maximizer Account exclusively for its Foreign Currency Account Holders. MCB Foreign Currency Account holders now have an opportunity to convert their Foreign Currency Account balances into Pak Rupees and earn a profit at the rate of 12.6% per annum. Other features include profits calculated on a daily product basis, no restrictions on the number of withdrawals, no minimum deposit required. Special benefits include one free ATM card and locker facility free of cost. MCB Rupee Maximizer Account is being advertised in leading daily newspapers as well as local papers. Foreign Currency Account into Pak Rupees and earn profit at the rate of 12.6% per annum.
2. PAK RUPEE OR FOREIGN CURRENCY ACCOUNTS :
They provide you with a selection of accounts to suit your needs.
3. KHUSHALI BACHAT ACCOUNT:
Open a Khushali Bachat or Dollar Khushali Account, both require low minimum income deposits plus you receive profit on daily product basis. Get a saving account with current account facilities through Saving 365.Or double your investment through Capital Growth and receive monthly profits through Monthly Khushali.
PROBLEMS
Problems are basically those factors of an organization or a firm who create errors in work, stops the production or leads to draw back of a company. However an organization is good and produces the best products in the world but some where along the line it has to face some problems and drawbacks. These problems when neglected may cause serious damage to the organization in the long run. Upon interrogating the problems occurring in MCB the higher level staff at MCB almost instantly refused and denied that there are no problems in MCB.
But this is quite hard to believe because an organization the size of MCB has to have some problems and some hidden skeletons in their closets. Upon digging and finding out through research I unearthed a few problems that the organization is facing. All these problems concern the lower level staff who is not being motivated properly.
1. LOW PAY SCALE IN LOWER LEVEL:
The low-level staff of MCB is dissatisfied with their basic salary. They are dissatisfied to the extent that in order to get a raise the employee of MCB were even planning to go on a strike. In the present economical condition of Pakistan it is very difficult to survive in a low pay scale there fore in order to meet their ends the staff are trying to get a raise.
2. LACK OF DECISION MAKING ABILITY AT LOWER LEVEL:
The higher level of executive at MCB vest no decision-m
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