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puters. As we are reporting daily to the head office, so an annexture has been maintained and faxed tot he head office.

CREDITS OR ADVANCES

This department deals with the approval of different kinds of loans to different business entities. The loans, which are being approved by the department, are kept with some securities such as bonds, properties and any other type of asset, which is equally valuable or more than this as a guarantee. Every branch has its own limit, if the amount of loan is with in the limit of the branch then it is being approved by the branch but if the amount of loan is exceeding the limit then it has to made it approved by the head office. In this case the branch sorted all the required papers and sent them to the head office for necessary action. If the head office approved the loan then mostly the period contains a year. And if the party requires more loan than after a year the loan has been re-approved required that they should have the limit.

In case if the head office do not approve the loans then the return letter came back with the reasons of not approval of loan and if the reasons have been made approved by the concerned party then it could be sent again for approval. This whole process is recorded in the back on their computerized system for future reference. All the securities kept in the bank remain with the bank until the party has not refunded all the amount of loan and bank has the authority to liquidate those assets for preventing it from loss.

COMPANY POLICY AND ADMINISTRATION

MCB in order to motivate and satisfy the needs and demands of their subordinates they have made their policies and administrative principles keeping in mind to keep their subordinates satisfies and contented to work and give their optimum results. The company follows policies like promoting their staff, giving instant feed back, job security, future prospectus, giving leaves, breaks accessories like car, house, Mobile phone etc. The policies have been set and high level and hard working staff is pampered so that their interests in the company remains and are motivated to giving better results again and again.

The important polices and procedure follows by MCB are as follow.

1. TECHNICAL SUPERVISION:

Technical supervision is very important in motivating the subordinates. Technical supervision is given to all the subordinates to set their pace and give required help, support and assistance when it is needed. Managers at MCB spend some time with their staff and set their goals that are clearly defined. Managers then spend some time occasionally catching people doing some thing good, praising them, which is a way of providing positive reinforcement. When things go wrong quick feed back is given which helps the subordinates and keeps them on the right track. A supervisor ensues that his subordinates have the chance to learn from colleagues or superiors who have the strengths they lack. IF appropriate he also encourages them to seek formal training or qualification.

Additional supervision is given to subordinates who have problems with their work. Technical supervision from the senior executive prove very helpful and thus by the occasional praises from the seniors motivates the sub ordinates to do well each time.

2. INTERPERSONAL RELATIONS WITH PEERS, SUBORDINATES & SUPERVISOR:
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