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individuals fault. Unemployment affects our society in so many ways. The four main institutions I am looking at are family, education, health and government.

Firstly the family, unemployment places added financial and mental strain on the family. The lack of income can cause many families to have to live without the basic necessities which we take for granted, they then need to turn to welfare agencies in order to survive. Lack of income also means children often have to miss out on school activities

and sports programs as the family budget can no longer stretch the distance. This monetary strain can cause breakdown in both the individual and family. This can turn in domestic violence, alcoholism, gambling, family dysfunction and even suicide. Unemployment has such wide ranging affects on family life. Alcoholism, smoking, the illegal use of drugs and crime are associated with unemployment (Makkai 1994).This can then be made even more significant when their is further stratification caused by age, disability, ethnicity, gender, sex, class and race. For example, if your race was one that expected the men to work and the wife to stay at home and raise the children. When you become unemployed, you may lose your standing as both a husband and member of your community, as you can no longer provide appropriately for your family. Each of these aspects further increases the impact of unemployment.

Secondly, there is education. Public versus private is already a hotly argued issue, do children get a better education from private or public education. This is not an issue for Australians who cannot afford the private education system. It is still a struggle though to pay for books, uniforms, excursions, camps and other school activities. Add in unemployment and the issue becomes even harder. If you currently have your children in private education and become unemployed, you may not be able to meet the financial demands. Taking your child out

of their school and changing them to the public education system can then be very traumatic for everyone involved. Once again add any of the other stratification issues mentioned before and the situation can become very volatile. You may have certain reasons for attending special schools, if then cannot afford to maintain this situation what happens to your child. For example, a special school for your disabled child, mainstream public school may not be able to handle your childs disability. Your child is then left in a situation which is detrimental to their well being.

Thirdly, government, unemployment is such a hot issue with voters that the government must be seen to be doing as much as they can to help the situation. They are always making promises to decrease the unemployment rate, unfortunately the unmployment rate does not really give an accurate picture of how many people are out of work. It is only those who are registered as looking for work. The government provides welfare and training for unemployed but they do not seem to see the bigger picture. The government also creates stratification by having different payments and services for different races, rather than basing services provided on an individual needs basis. For example, Austudy and Abstudy.

Finally, health system, the health system is hit hard by unemployment especially with the drop in bulk billing. Many unemployed people cannot afford to go to a non