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risk , but also improve the credit guarantee companies , so that more banks are willing to cooperate and guarantee companies , thus contributing to better play guarantee funds leverage.

Second is to improve the internal control mechanism to improve security agencies risk prevention capability. Guarantee companies should develop rigorous specification housekeeping business management , financial management and risk monitoring. Paul realized trial separation , classification approval , accountability , sound ex-ante evaluation , during monitoring, after the recovery operation and other management mechanisms . Standard operating procedures , and strengthen the capital costs of management, effective prevention and control of security risks and ensure the sustained and healthy development . By careful selection must be secured clients and projects , proper arrangements for risk-sharing measures, and other means to spread the risk to the overall portfolio risk strict management.

Third, strengthening internal management , training personnel. Security agencies should be guided by the market mechanism to establish a modern enterprise system, improve the Board of Supervisors and managers operating mechanism , and improve various rules and regulations, improve the management level and risk prevention capacity , and urge them to a qualified rating agencies credit rating. The source from the industry to improve the professional quality , setting the industry personnel access standards, norms guarantee agency personnel qualifications . Make full use of the co-ordination role in guaranteeing association to raise awareness of security agencies operational staff of professional training. Relevant departments comply with the relevant laws and regulations, strict supervision of security agencies and post- qualification of employees trained.

First, the financing guarantee institutions committed to working with long-term stable cooperation . The two sides according to market principles , by consensus, to establish fair and honest and mutually beneficial cooperative relations, expressly agreed in the contract assume security responsibilities way . Banking financial institutions should compensatory financing guarantee institutions after recovery activities to provide the necessary assistance to the banking financial institutions should strengthen communication and sharing responsibility for the total balance of the financing guarantee its net assets not exceeding 10 times the master .

Second is to strengthen and financing guarantee institutions to communicate the information . The process of cooperation , the two sides should be shared project operations and risk warning information , to conduct a joint risk prevention and resolution work . Banking financial institutions should actively financing guarantee institutions and regulatory authorities according to law inquiries , confirm the information to provide assistance and convenience. To become adept at using financing guarantee institutions Zengxin effect. Silver bear through enhanced cooperation and expand business areas, improve the small business and the " three rural" financial services , develop new business and profit growth.

Third, strengthening the post-loan tracking and management , and use of credit capital flows continuous dynamic monitoring of the situation and make the relevant