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nt system construction and cultural construction of risk management throughout the business decision-making, resource allocation, product pricing, performance evaluation and other management of the entire process. Must concentrate on the development and promotion of risk quantification system, and risk information management system, as the important technical support of the implementation of a comprehensive risk management strategy.
First, on system and structure, forming a trinity risk management organizational system that risk management committee is the core, the risk management department is coordinating body and the major business units is the implementation bodies. Take the real risk management changes from practical realized risks to potential risks, shift from the subsequent risk to pre-disposed risk, from asset risk management to a comprehensive risk management.
Second, in the coverage of management, take the assets, liabilities and intermediate businesses, tables, balance-sheet business, currency, foreign currency business, front, middle and business operations and management in background etc. under the overall risk management scope. Risk management will be gradually covered from the various branches of commercial banks, various businesses to a variety of products, throughout the pre-monitoring, incident management, and after the disposal of the whole process.
Third, in the technology of risk management, establish a three-dimensional comprehensive risk management system that can comprehensively, accurately monitor, prevent and control, including credit risk, market risk, operational risk, the whole process and quantification of all types of risk. Establish and improve risk management system, significantly enhance the risk information management, and comprehensively improve the level of portfolio risk management level, so that the level of asset quality and profitability remain healthy development.
Finally, from risk culture; foster the concept of risk management and value creation, train and establish compliance in accordance with law, prudent, honest and responsible risk management culture and atmosphere. Take risk prevention knowledge and management skills into the front-line post test examination and qualification management positions at all levels competitive selection, allowing every staff of commercial banks to grasp the basic knowledge and skills of the corresponding risk assessment and prevention and control.
 
6.4 Strengthen self-regulation
“Water can carry a boat, but can also overturn it.” Financial derivatives can hedge the risk of evasion, and increase the liquidity of financial markets, improve investment efficiency, and optimize resource allocation. However, the failure of financial derivatives transactions can cause horrifying catastrophe and an endless stream. In fact, the losses, generation of bankruptcy and the emergence of market volatility are not the faults of their derivatives, but because of derivative products caused by misuse and poor regulation, therefore urgent need is to take practical measures, from different areas, different levels way to manage the control of those risks.
 
6.4.1 A financial institution internal self-regulation
Financial institutions, as principal investors, engage in financial derivatives transactions. First of all, top management should be made to clear purpose of t本论文由英语论文网提供整理，提供论文代写，英语论文代写，代写论文，代写英语论文，代写留学生论文，代写英文论文，留学生论文代写相关核心关键词搜索。