英语毕业论文:印度银行业的历史 [6]
论文作者:英语论文论文属性:本科毕业论文 Thesis登出时间:2014-09-09编辑:zcm84984点击率:16612
论文字数:6765论文编号:org201409082147222945语种:英语 English地区:印度价格:免费论文
关键词:印度银行业银行机构商业银行banking essay银行历史
摘要:本文系统的描述了印度各个商业银行的发展历史,十分具有参考价值,各商业银行的作用不限于普通银行业务,也包括:发行纸币,可以通过电汇,电子转帐处理,互联网银行或者其他手段支付。
phase of reforms target the three interrelated issues viz.
Strengthening the foundations of the banking system;
Streamlining procedures, upgrading technology and human resource development;
Structural changes in the system. These would cover aspects of banking policy, and focus on institutional, supervisory and legislative dimensions. Although significant steps have been taken in reforming the financial sector, some areas require greater focus. One area of concern relates to the ability of the financial sector in its present structure to make available investible resources to the potential investors in the forms and tenors that will be required by them in the coming years, that is, as equity, long term debt and medium and short-term debt. If this does not happen, there could simultaneously exist excess demand and excess supply in different segments of the financial markets. In such a situation the segment facing the highest level of excess demand would prove to the binding constraint to investment activity and effectively determine the actual level of investment in the economy. Such problems could be resolved through movement of funds between various types of financial institutions and instruments and also by portfolio reallocation by the savers in response to differential movements in the returns in the alternative financial instruments. In this context, it is very important to identify the emerging structure of investment demand, particularly from the private sector, in order to reorient the functioning of the financial sector accordingly, so that investment in areas of national importance flows smoothly. A major area that needs to be focused in the context of the country's development policy is investment in infrastructure. Financing of infrastructure projects is a specialized activity and would continue to be of critical importance in the future. A sound and efficient infrastructure is a sine qua non for sustainable economic development. A deficient infrastructure can be a major impediment in a country's economic growth particularly when the economy is on the upswing. A growing economy needs supporting infrastructure at all levels, be it adequate and reasonably priced power, efficient communication and transportation facilities or a thriving energy sector. Such infrastructure development has a multiplier effect on economic growth, which cannot be overlooked.
Financial Institutions
Credit Rating Information Service of India Limited(CRISIL)
Investment Information and Credit Rating Agency of India (ICRA India)
Insurance Regulatory and Development(IRDA)
Board for Industrial and Financial Reonstruction(BIFR)
Export Import Bank of India
National Bank for Agricultural and Rural Development(NABARD)
Small Industries DevelopmentBank of India(SIDBI)
National Housing Bank(NHB)
PEST ANALYSIS OF FINANE SECTOR
Political Factors
Financial Stability
Monetary Policy Changes
Foreign Direct Investment Trends
Call for International Cooperation
Economic Factors
Financial Services and Gross Domestic Product
Growing Unemployment in Financial Sector
Volatile Exchange Rates
Decline in Inflation Rates
Tax
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