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f banks need reliable risk measures to direct capital to activities with the best risk/reward ratios. They need estimates of the size of potential losses to stay within limits imposed by readily available liquidity, by creditor and customers. And risk management is the process to monitor the resulting risk position and make managers satisfy.’
This study was carried out in 1997 and in it, the professor not only highlighted the necessity of studying risk management but also provided some factors which were main risks for the banking industry and how to measure them. These risks include the credit risk, market risk, operational risk and performance risk.
As mentioned above, there are many factors can affect the risk management. In order to gain a clearer picture of how British banks take the advantage of the risk management as a tool to help them develop, the author decides to make this research. And the author also hopes that this research will give a clear indication of the importance of the risk management.
The reason for studying this area is because of the confusion of the power of the risk management for the bank. Many books state that the most important management for the bank is the risk management. And another doubt is why the risk management is so wizardly in other words why it can minimize the risk and help the bank to make profits. Furthermore, how the bank implement the management is another question.
To solve these questions and confusions the author would like to tackle in the following piece of work, through analyzing some banks’ annual reports, activities as well as linking some theories. 
Aims and objectives of the research
The main aims of this paper is to find out how the risk management work in the British banking industry and when these British banks are in trouble how they use the risk management as a tool to save their lives. The financial crisis takes a heavy toll on British banks and the author wants to prove the good risk management can help them to overcome the trouble.
The objectives of this research are:

To identify what is the risk management and do some comprehensive analysis to choose one approach which is the best one to evaluate it.

To find out what kind of data is essential for the chosen approach and make sure to get these kinds of data.

To select two British banks these can be representative samples of the whole industry and collect the necessary data.

To compare the information, which was collected before, of two banks then to find out which one is running well and how it uses its risk management comparing to another one. After that, to use approach to compare their risk management directly and to prove the issue of the dissertation.

To check whether the size of the bank will affect the risk management. It is possible to find another small bank to comparing with the big one.

To study the advantages and importance of the risk management to the banking industry and possible disadvantages banks are supposed to be aware.

To take the advantage of the results and data for the further study and research.

 
The structure of the research
This section will state the whole plan of the paper and summary as well as key points of each chapter in order to contribute to the process of achieving the objective which are mentioned above.
Chapter 1 – Introduction
As shown above, first of all, this chapter provides t本论文由英语论文网提供整理，提供论文代写，英语论文代写，代写论文，代写英语论文，代写留学生论文，代写英文论文，留学生论文代写相关核心关键词搜索。