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美国养老保险金的发展与借鉴

论文作者:www.51lunwen.org论文属性:硕士毕业论文 thesis登出时间:2013-08-28编辑:yangcheng点击率:3172

论文字数:1367论文编号:org201308272143461527语种:英语论文 English地区:美国价格:免费论文

关键词:养老保险保险金投资社会养老

摘要:现代意义上的农村社会养老保险制度最早产生于西方,至今西方国家已经形成比较完善的农村养老保险制度。虽然中国农村的生产力发展水平、文化背景、社会结构、历史传统与国外特别是西方主要发达国家不同,但他们发展农村社会养老保险的经验与教训是值得我们学习和借鉴的。

在理论研究上,社会养老保险制度作为社会保障制度的核心内容,往往是国外经济学家和社会学家关注的重点。由于大多数西方发达国家走的是城乡社会经济一体化的发展道路,城乡差别、工农差别很小,所以西方国家所面临的农村问题也很小,因而农民的养老保险问题往往是被纳入到整个社会养老保险体系中进行研究的,专门研究者比较少。

In theory, the social pension insurance system as the core of the social security system is often foreign economists and sociologists focus. Since most Western countries is taking the socio-economic integration of urban and rural development, urban-rural divide, workers and peasants difference is small, so the Western countries are facing problems in rural areas is also very small, so the farmers pension problem is often to be incorporated into the entire social endowment insurance system for the study, the researchers specifically less. Foreign scholars of rural social endowment insurance studies focus on the following aspects: (l) mandatory public pension system is reasonable. (2) from PAYG to the accumulation of the necessity and feasibility analysis of the transition. (3) PAYG and fully funded pension system comparison. (4) Pension fund operation mechanism.

 

在农村社会养老保险可持续发展上,国外学者的研究也相对较少。从已有研究来看,大部分集中于农村社会养老保险制度改革方面。他们基本上是结合西方国家农村社会养老保险发展的基本情况,认为当前农村社会养老保险面临的主要问题是:资金缺口越来越大、养老金制度过于复杂等。

In the sustainable development of rural social endowment insurance, the foreign scholars also relatively small. From existing studies, mostly concentrated in the rural social endowment insurance system reform. They are basically a combination of Western countries, the development of rural social endowment insurance basic situation, that the current rural social endowment insurance facing a major problem: the funding gap is growing, the pension system is too complicated. Faced with this problem, they proposed reforms should be carried out to increase the contribution rate; cuts benefit amount, increasing the amount subscribed; insurance fund privatization operations; development of commercial insurance. It can be seen, mainly from foreign funds to pay for the pressure to solve this perspective on rural social endowment insurance for sustainable development research.


Foreign farmers pension problems are often being incorporated into the entire social endowment insurance system to study foreign scholars from different angles analyzed social endowment insurance system was established necessity. Davis Friedman concern facing the market-led growth and weakened family ties, along with the reduction of social services provided by the Government, will make the edges of the elderly in living. • American scholar Mark Selden (1993) Commentary: China's rural areas as in other areas, like the transition to the core family, will be appended to the elderly in rural areas with a heavy cost. Pigou marginal utility analysis methods used to implement proposed national pension system and unemployment assistance system conception, the establishment of a social security welfare economics economic theory. According to According to Bentham's "greatest benefit of most people," the principle of utility, Pigou assumed income distribution has a monetary law of diminishing marginal utility of income at work: a person's income, the more money for his marginal effectiveness of smaller, on the contrary, the less revenue, the greater the marginal utility of money. In other words, the same income effect on the poor and the rich is not the same, the poor effectiveness of every revenue dollar than a rich one dollar of income utility, a more论文英语论文网提供整理,提供论文代写英语论文代写代写论文代写英语论文代写留学生论文代写英文论文留学生论文代写相关核心关键词搜索。

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