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摘要：代写英文论文 The banking sector in China has experienced the rapid and stable development because of implementing the series of financial reforms and liberalizations. However, the insufficient framework of banking risk management and the relevant approaches facing Chinese banks significantly result in the poor performance of China’s banks and weaken the competitive advantages under the competition environment of the expanding and development of international banks. This dissertation will discuss risk management of banks in China and the impact of Basel II on Chinese banks’ risk management.

Approach 30
Chapter 3 Research Methodology 33
3.1 Introduction 33
3.2 Research Design 34
3.2.1 Interview Design 34
3.2.2 Questionnaire Design 35
3.3 Sampling Strategy 39
3.3.1 Interview Sampling Strategy 39
3.3.2 Questionnaire Sampling Strategy 40
Chapter 4 Result Analysis and Discussion 41
4.1 Introduction 41
4.2 Interview Results 42
4.2.1 Industrial and Commercial Bank of China 42
4.2.2 China Construction Bank 46
4.3 Questionnaire Results 48
4.3.1 Reliability Test 48
4.3.2 Validity Test 49
4.4 Discussion 51
4.4.1 Discussion on Interview Results 51
4.4.2 Discussion on Questionnaire Results 53
Chapter 5 Conclusion 54
5.1 Main Conclusions 54
5.2 Managerial Implications 56
5.3 Limitations 57
5.4 Suggestion of the Future Research 58
References 58
Appendix 69
Appendix A 69
Appendix B 70
Appendix C 75
Appendix D 75

List of figures
Figure 2.1: The Main Sources of Credit Risk…………………………….…………22
Figure 2.2: Credit Risk in Banking Industry…………………………...……………22
Figure 2.3: Earnings Volatility and Operational Risk……………………………….25
Figure 2.4: Framework of Basel II…………………………………………….…….27
Figure 4.1 The Framework of Risk Management in ICBC…………….……………44

List of tables
Table 2.1: Risk Categorization………………………………………………………18
Table 3.1: The indicator system of risk control capability……………………….….36
Table 3.2: The Summary of Interviewees……………………………..……………..39
Table 4.1: Distribution of Loans……………………………………..………………42
Table 4.2: Distribution of Loans by Five Classification………………..……………43
Table 4.3: Parameter list of factor loadings………………………………………….50
Table 4.4: Factor covariance matrix (after revision)……………………..………….51
Table 4.5: Model fitting index list (after revision)…………………………………..51

List of abbreviation
AMA (Advanced Measurement Approach)
Basel II (Second of the Basel Accords)
BIS (Basel for International Settlement)
CBRC (China Banking Regulatory Commission)
CCB (Construction Bank of China)
CF (Commodities Finance)
EAD (Exposure at Default)
EL (Expected Loss)
HVCRE (High Volatility Commercial Real Estate)
ICBC (Industrial and Commercial Bank of China)
IMA (Internal Models Approach)
IPRE (Income Producing Real Estate)
IRBA (Internal Rating Based Approach)
IRB (Internal Rating-based)
LGD (Loss Given Default)
MCR (Minimum Capital Requirement)
NPL (Non-performing loan)
PD (Probability of Default)
PF (Project Finance)
OF (Object Finance)
SME (Small and Medium sized Enterprises)
SEM (Structural Equation Modeling)
UL (Unexpected Loss)

Chapter 1 Introduction
1.1 Academic Context and Background
This dissertation will emphasize on two basic questions including which changes Basel II brings to banks on the standards and criterions of risk management本论文由英语论文网提供整理，提供论文代写，英语论文代写，代写论文，代写英语论文，代写留学生论文，代写英文论文，留学生论文代写相关核心关键词搜索。