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对保险公司的真实 Case Study [2]

论文作者:www.51lunwen.org论文属性:案例分析 Case Study登出时间:2015-09-28编辑:chenyuting点击率:6441

论文字数:1354论文编号:org201509261737303777语种:英语 English地区:南非价格:免费论文

关键词:Abu Dhabi国家保险公司和Al Dhafra保险公司合作

摘要:随着全球化的影响,无论个体,组织还是政府都开始更注重合作,金融业也开始出现这种情况。本文结合采用理论和实际对比的方法分析了两家保险公司:Abu Dhabi国家保险公司和Al Dhafra保险公司。

y, Medical Malpractice and other Professional Indemnity risks
6.Marine Cargo, Marine Hull & Pleasure Craft
7.Oil & Gas on and Offshore operations
8.Aviation
9.Personal Accident, Medical & Life
10.Motor

关于ADNIC的简短历史介绍(Abu Dhabi 国家保险公司)-A Small history about ADNIC (Abu Dhabi National Insurance company)

This company started on 1972, with a high quality insurance products and services, and the company has a team of experienced professionals capable insurance requirements.

The vision of the company is to be the number one insurance company in the middle east. And the mission of the company is to serve their clients internationally and locally.

商务活动-Business activities

ADNIC has four three types of insurance policies, personal insurance, business insurance, and over seas insurance.

Automobile insurance

Al Dhafra insurce both comprehensive and third party policies according to the motor insurance, and the comprehensive policy covers the ' Accidental collision or overturning, Fire, External explosion, Self ignition, Lightning or thunderbolt, Burglary or theft, Malicious damage and Transit risks.'

Also the comprehensive policy can cover the automobile outside the country, under some conditions, but of course with extra premiums.

In third party policy, the company will cover and respect the third party injury or death, also for any damage for the properties.

The insurance can be provided for these kinds of vehicles: Private cars, Goods carrying vehicles, Agricultural vehicles, Buses and coaches, Rental or lease vehicles, Mobile shops and mobile food vans etc.

Also Abu Dhabi National Insurance Company has both comprehensive and third party insurance policy.

About the comprehensive insurance policy, the company covers the following:

The loss and damage of the insured motor, by any of the following: accident, fire, elevator and others, also covers the third party liability, for any body injury or death, plus damages of properties or materials.

Third party policy covers any body injury or death, or any property damages of the third party, and covers all the fees except the property owned by the insured while he/she was driving.

In the theoretical part, the insurance companies Don't cover the vehicle which is used in ranching or faming, but Al Dhafra insures the cars used in Agriculture.

In the theoretical part, we didn't study how do companies build up the price of the premium, but both companies depend on the age of the client, if under 25, they will ask for very high premiums because they say that they drive in a way that the risk of having a loss is much higher than drivers who are older than 25.

Also they depend on the kind of the car, if the car is Salon, it has a law premium, but if it is Coupe and sporty, they ask for higher premiums. But these ways of deciding the premium is not connected to any kind of theoretical part that we studied.

Life Insurance

Al Dhafra insurance company stated : 'Our standard Group Life Policy provides cover to employees against death due to any causes. Cover can be selected on 24 hours basis applicable worldwide to cover employees during the论文英语论文网提供整理,提供论文代写英语论文代写代写论文代写英语论文代写留学生论文代写英文论文留学生论文代写相关核心关键词搜索。

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