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论文作者:www.51lunwen.org论文属性:硕士毕业论文 dissertation登出时间:2015-10-25编辑:chenyuting点击率:20513

论文字数:6520论文编号:org201510241740563448语种:英语 English地区:中国价格:免费论文









M.N Siddiqi(1985)认为保险基于社会科学发现,根据一个小投资之后,个人可以摆脱遭受财务损失导致风险和意外事故的发生,一个大群体中,发病率可以比较准确地测量。

Study On The Nature Of Islamic Insurance
Nigeria is country with over 120 million Muslim over 75% of its population are Muslims, considering this it is only fair and just that the belief and values of this vast majority be respected and reflected by providing them avenues of insuring and/or assuring their lives and property without necessarily violating the shari’ah, which is detrimental to them in this world and the Here-after. The main reason why researcher wants to carry out this research was to identify the possible problems and prospects of Islamic insurance in Nigeria.
But before going deep into the main objectives of the research let me start by giving a brief background of both conventional and Islamic insurance (TAKAFUL).
These days the inspiration for Islamisation of insurance is at its peak. Many Individuals as well as investment institutions are taking measures in order to islamise the sector of banking and insurance. Insurance has been defined in various ways by different writers of different professions (lawyers, economist as well as sociologist), depending on the message they are trying to put forward. Essentially, there is no fundamental departure in meaning between definitions given by conventional writers and Islamic writers. In fact they are widely used interchangeably.
There is a general agreement amongst most economists that the essence of “insurance lies in the elimination of uncertain risk of loss for the individual through the duals, who each contribute to a common fund through premium payments, sufficient to make good the loss caused to anyone individual”.
M.N Siddiqi (1985) sees insurance as based on a social scientific discovery, according to which after a small investment, individuals can be freed from incurring financial losses as a result of perils and accidents, whose incidence can be measured fairly accurately in relation to a large human groups.
Insurance is a device for the reduction of the uncertainty of one party called “the Insured”, through the transfer of particular risk to other party called “the Insurer”, who offer a restoration at least in part of economic losses suffered by the Insured (Pfeiffer 1956).
In its larger concept, insurance have also been defined “as the business that exists in order to ensure the success and survival of other businesses” (Prof. J.O. Irukwu, 1981).
Conventionally, insurance can also be defined in three different ways by three different kinds of professionals; the lawyer would define it “as a contract whereby a person called the insurer 论文英语论文网提供整理,提供论文代写英语论文代写代写论文代写英语论文代写留学生论文代写英文论文留学生论文代写相关核心关键词搜索。

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