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论文作者:www.51lunwen.org论文属性:短文 essay登出时间:2014-10-15编辑:felicia点击率:7590
论文字数:3962论文编号:org201409091135505891语种:英语 English地区:中国价格:免费论文
关键词:年龄经济增长AgeEconomic GrowthImpact预期寿命healthier livesfertility rates
摘要:本文是一篇美国经济留学论文。很多人去美国留学学习经济,最苦恼的莫过于写留学论文,特别是经济论文涉及到方方面面,本文以年龄对经济的影响为例,为大家提供一篇论文范文指导,通过通读全文,大家可以对论文的写作方法和写作要求有一个较为明显的认识和理解。
4.2 Social Security Benefits Social
Security benefits and public sector pensions are among the sectors that will certainly be affected by the ageing issue. Nowadays, the composition of social security benefits is two-fold, non contributory and contributory. Basic retirement pensions of the elderly and the elderly invalids irrespective of their economic status are non-contributory benefits wholly financed by government. The actuarial report on the National Pensions Fund has drawn attention to the fact that future increases in the number of pensioners will make the financing of basic retirement pensions an increasing burden on resources. The cost of basic retirement pensions rose sharply from about Rs 2.3 billion in 1999/2000 and is estimated to be Rs 3.5 billion in 2015 and Rs 6.4 billion in 2035. Examination of the implications of the projected strain on government resources is therefore becoming a high priority. Assuming that the rate of basic pension remains more or less the same, it should be noted that an increase in pension age from 60 to 65 would lead to significant saving to the government in respect of basic pensions. Tax revenues may also increase as a result of employment continuing between ages 60 and 65 but there would be no financial impact on the NPF as a result of these changes. Welfare services such as long term care and any payment (other than from the NPF) to the elderly out of the state budget which are likely to increase faster than GDP in future are other examples of financial implications of ageing on state budgets.
The ageing of the population will increase the financial strain on the state budget in future as follows:
Basic pension expenditure (all of which is financed by general taxation) is projected to increase by 75% in some twenty years and to almost triple by 2040 if present pension rates are maintained.
Expenditure from the NPF is projected to exceed contribution income by 2015. Part of the NPF expenditure will need to be met by investment income, most of which is derived from Government bonds or loans. In the absence of corrective measures, the investment income required to meet NPF expenditure would be derived largely from taxation.
Expenditure on public service pensions is projected to increase by about 80% in real terms over the next 20 years, that is , from about 11/4% to 21/4% of GDP;
Expenditure on healthcare and social services for the elderly can also be expected to increase substantially over the same period.
To ensure that the state pension system remain financially sustainable in future, many countries are increasing the minimum state pension age. In Mauritius, the expectation of life at age 60 is significantly higher than when the current pension system was introduced. There has also been improvement in the health of the retired population aged 60 above, thereby enabling many of them to continue to work. Provided they have sufficient financial resources many people might decide to retire from their main occupation before本论文由英语论文网提供整理,提供论文代写,英语论文代写,代写论文,代写英语论文,代写留学生论文,代写英文论文,留学生论文代写相关核心关键词搜索。