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amenities like water supply, storm water drains, widening and paving of existing lanes, sewers etc to the urban poor. Various schemes are tabulated as under:

Table 6: Schemes under JNNURM

SCHEMES

FUNCTIONS

UIG

Urban Infrastructure and governance

Infrastructure Projects related to water supply, sanitation, solid waste management, road network, urban transport and redevelopment of old city areas

UIDSSMT

Urban Infrastructure Development Scheme for Small & Medium Towns

BSUP

Basic Services to urban poor

Provision of adequate shelter and basic amenities to urban poor.

IHSDP

Integrated Housing and Slum Development Program

Aims at provision of new houses at affordable costs to EWS and LIG

NSDP

National Slum Development Scheme

VAMBAY

Valmiki Ambedkar Awas Yojana Programme

Source: CRISIL Research

The central government has announced a grant to Urban Local Bodies (ULB) and state governments as incentives for implementation of ‘three pro-poor reforms’ under JNNURM in order to develop ‘inclusive cities’. The reforms are as follows:

Creation of basic services to Urban poor

Implementation of 7-point charter, i.e. provision of basic services to urban poor including security of tenure at affordable prices, improved housing, water supply, sanitation, health and social security.

Earmarking at least 20-25 percent of the developed land in all housing projects both public and private for the EWS/LIG category with cross- subsidization.

Two Million Housing Programme (TMHP):-

2MHP was launched in 1998-99 under National Housing and Habitat Policy, 1998 to meet the housing needs of the EWS and LIG categories.

It is a loan based scheme which envisages facilitating construction of 2 million additional dwelling units every year (0.7 million in urban areas and 1.3 million in rural areas)

Table 7: Housing Units Development by Institutions in Urban Areas Every Year

Institutions

Housing units (in millions)

HUDCO

Housing and Urban Development Corporation Ltd.

0.4

HFI's

Housing Finance Institutions

0.2

NCHF

National Cooperative Housing Federation

0.1

Source: CRISIL Research

Interest Subsidy Scheme for Housing Urban Poor:-

The interest subsidy schemes will provide subsidized home loans for 15-20 years for a maximum amount of Rs 100000/- for an EWS individual for a house of at least 25 sq.mts and of Rs 160000/- for a LIG individual for a house of at least 40 sq.mts with central government subsidy to EWS and LIG category on the basis of following economic parameters:

EWS: Average monthly income of Rs 5000/-

LIG: Average monthly income between Rs 5000/- and Rs 10000/-

The subsidy will be at the rate of 5 percent per annum on total interest payable on the admissible loan amount for EWS and LIG over the complete loan repayment period.

NPV of subsidy at a discount rate of 9 percent per annum will be calculated f本论文由英语论文网提供整理，提供论文代写，英语论文代写，代写论文，代写英语论文，代写留学生论文，代写英文论文，留学生论文代写相关核心关键词搜索。