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2 Different types of insurance providers play different roles
 2.1 Unemployment insurance
    2.1.1 the summary of Unemployment insurance
    2.1.2 the role of Unemployment insurance
 
 2.2 Life Insurance
    2.2.1   the summary of life insurance
    2.2.2   the role of life insurance
2.3 Retirement insurance
    2.3.1 the summary of retirement insurance
    2.3.2 the role of retirement insurance
 2.4 Property insurance
2.4.1 the summary of Property insurance
2.4.2 the role of Property insurance
2.5 Medical insurance
    2.5.1 the summary of Medical insurance
2.5.2 the role of Medical insurance

3 individual's expectation of insurance providers.
3.1 better services
  3.2 higher returns

4 the ethical conflicts faced by insurance providers
4.1 Integrity
4.2 moral systems

5 solve some problems between customer and financial service providers
5.1 insurance frauds
5.2 the compensation caused by natural calamities
6 Conclusions

TITLE:  Insurance Industry

1 Introduction of Insurance Industry
1.1 Introduce the origin of the insurance industry
Human society was confronted with the infraction of natural calamities and contretemps at the beginning of the life. At the process of combat with nature, human beings started to think insurance idea and insurance ways for entreating natural calamities. Now the insurance is that policyholder transfers the risk to insurance companies by paying some insurance expense. When the risk happens, insurance companies will compensate losing of the policyholder. Many corporations and individuals apportion the losing what few corporations and individuals have suffered. The primary function of insurance is transferring risk, sharing risk equally, compensation and mortgage loan.
1.2 Introduce the Development Status of the insurance industry
Generally speaking, the speed of the expansion of scale of insurance market is an important indicator of measuring the speed of development of the insurance industry. And the speed of the expansion of scale of insurance marker is evaluated through the growth rate of premium income. According to the survey by Sigma magazine of Switzerland, the maximum premium income in several countries are the United States, Japan, Britain, Germany and so on. Insurance depth is the share of the premium income in GDP. I t reflects the status of a country’s insurance industry in the entire national economy. The world’s top eight countries about insurance depth are South Africa, the United Kingdom, Switzerland, Japan, Belgium, South Korea and United States. Insurance density is the average premium rate according to the population. It reflects the average level of insurance coverage of nationals. According to the statistics of Sigma magazine in 2004, Switzerland’s insurance density is the top of the list, closely followed by the United Kingdom. But the average level of developing countries is low r本论文由英语论文网提供整理，提供论文代写，英语论文代写，代写论文，代写英语论文，代写留学生论文，代写英文论文，留学生论文代写相关核心关键词搜索。