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stment fund that you wish to access through the Service.You can also obtain these documents by contacting theAdministrator or by visiting our website.Updated informationSome of the information contained in this PDS may changefrom time to time. Where those changes are not materiallyadverse from the point of view of a reasonable persondeciding, as a retail client, whether to invest in the Service,we may not always update or replace this PDS to reflect thechanges. In those cases, the updated information will bemade available through mlc.com.au or a paper copy of theupdated information will be provided without charge onrequest if you call Client Services on 1300 428 482.TerminologyIn this PDS, the expression ‘investment products’ is usedto refer to all of the investments that may be accessedthrough the Service, including investment funds, shares,debentures, the Integrated Separately Managed Account(ARSN 138 086 889) (‘the SMA’) and term deposits.‘Investment funds’ refers to unlisted managed investmentschemes and the SMA except where there are importantdifferences which are outlined in this PDS. ‘Shares’ refersto a range of securities, including shares, units and otherfinancial products, listed on the Australian SecuritiesExchange (‘ASX’). The SMA is a registered managedinvestment scheme that allows you to access a numberof professionally constructed and managed investmentportfolios (‘Model Portfolios’) comprising Australian directshares and cash. The expression ‘sell’, when used in relationto units in investment funds, includes ‘redeem’.

在参考跟踪你的投资的重要信息：详细的报告和其他信息提供给你的服务和你的帐户上的交易的投资。税收：对你的贡献，投资收益信息，养老金以及利益将被征税。Important information available in theReference GuideKeeping track of your investments: For details of thereports and other information available to you about yourinvestments in the Service and the transactions on youraccount .Taxation: For information on how your contributions,investment earnings, pension payments and withdrawalbenefits will be taxed .Family Law and superannuation benefits: For detailsthe way separation or divorce can impact on a member’ssuperannuation interests .Roles of the providers: Description of the roles of theproviders covering the Trustee, Administrator and MLCLimited . Arrangements entered into by the Trustee withrelated entities are also described in detail .Trustee & trust deed arrangements: Details available onthe Trust Deed under which the Service operates, informationconcerning the Trustee, professional indemnity insurance,and payments made by investment managers to theAdministrator .Minimum account balance and lost members: Detailson what happens if you fall below the minimum accountbalance limit or become a lost member .Unclaimed money: Details on what qualifies as unclaimedmoney and how it is treated .Customer identification: Details on why personalidentification documents are required .Linked groups: Details the terms and conditions for linkingmembers’ accounts .Role of your financial adviser: Information regarding theservices your adviser may provide in relation to your accountwithin the Service .Providing instructions directly to us: Information on howand what instructions you can send to us directly .Important considerations: Details the differences betweeninvesting directly and investing through a superannuationfund, impact of changes in superannuation law andregulation on your investment, possible administration delays,and other pension considerations .Your 本论文由英语论文网提供整理，提供论文代写，英语论文代写，代写论文，代写英语论文，代写留学生论文，代写英文论文，留学生论文代写相关核心关键词搜索。